File a Notice of Claim of lien through the Coast Guard - see http://www.uscg.mil/nvdc/instr and talk to a local maritime attorney about invoking...

Can my paycheck be garnished immediately once my former employer receives a wage garnishment letter?

No, that check is not subject to garnishment. However, the next one will be. So if you are considering filing bankruptcy to possibly discharge...

When serving garnishee and debtor with a writ of garnishment, do I serve both with all the forms listed above?

You have to follow the garnishment statute to the T. So read the statute carefully and do everything it says.

I owe $53k in student loans and they're trying to sue me for the full amount but I don't have it. What do I do?

Do not ignore this suit. Hire an attorney ASAP, preferably one with experience in Bankruptcy and student loan debt.

Should I be concerned that a bill collector has my savings account number?

Do not put anymore money this account. Close it and pay them from another source when you can.

Negatively affected credit from a divorce

contact Chris Green at www.myfaircredit.com. He can help

Damages for negligence

I suggest you contact a personal injury lawyer in your area immediately.

If i am taken to small claims court for debt collection, does the collection agency get full access to my bank records?

Yes after judgment they can get this in supplemental proceedings. You can stop all this by filing bankruptcy.

Are there TRUE "Private Money Lenders"?

Yes there is but most a crooks or scammers that will charge you an "arm or a leg". Be Careful!

A condo attempted collection activities during and after chapter 7. What type of action can I take against them .

The are trying to collect their HOA fees, which are not 100% dischargeable in BK. Contact your BK attorney.