Chapter 13 payback terms

I agree with the previous answer. The calculation Is complicated enough to be beyond the scope of a simple answer here as there are many factors to...

Will filing bankruptcy save my house from foreclosure if my name is on the mortgage but not on the note?

With a chapter 13 debt reorganization you would need to pay the arrears and current mortgage through the plan. Consult with a local bankrupcy...

Are bankruptcy adversary proceedings subject to LOCAL district court rules?

You should look at the local Bankruptcy rules for your district.

My gf and i are co owners of home.she filed chapter 7 in 2009 and included our 2nd mortgage/home equity line of credit

You are correct in that her bankruptcy only removed her obligation and not yours. The debt forgiveness removed your obligation. Just make sure the...

Will filing bankruptcy rid me of an unemployment over payment debt?

One cannot receive a discharge for debts where fraud is involved. If there is no fraud, when it comes to unemployment, what will happen is that...

Does a durable power of attorney for Health Care give the agent rights over health care as well as financial?

No it does not. If it is a POA for healthcare then it applies to healthcare. I would suggest obtaining a new POA for financial matters as the...

Bankruptcy

You should consult with an attorney regarding a possible Chapter 13. There are many factors to consider, including whether or not a Chapter 13 plan...

Property surrendered in discharged bankruptcy, no reaffirmation signed, find self in foreclosure, am I liable for deficiency?

Based on the information you provided you are not liable. That is exactly the reason I recommend to my clients to not reaffirm the debt.

If I did not reafirm my Home loan and continue to make all the payments until it's paid off. Do I own the home or does the mor?

Yes, if you make all the payments you will own the home. Since the lender cannot contact due to the automatic stay, just be sure to follow up with...

If it is part of your Ch 13 plan, then yes, they will keep your refund. Follow up with the attorney who filed your Ch 13.