Archived
“I'm considering having my car repossessed. I'm upside down in the car, can I discharge the deficiency in a BK chapter 7?
Jenny's answer
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Answered on April 16, 2015
Yes, I agree with Dorothy. I would also suggest meeting with a bankrupty attorney before making your purchase. Many attorneys provide a free...
Archived
If I file bankruptcy in the state of Washington do i have to do it on all my credit cards or can I keep one an file on the rest
Jenny's answer
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Answered on March 16, 2015
You need to list all your creditors when filing bankruptcy. Also, are you current on your mortgage? That will be important in helping to determine...
Archived
Can they arrest you for credit card debt?
Jenny's answer
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Answered on March 10, 2015
No, you will not be arrested. However, when they obtain a judgment against you, they could garnish your wages and/or your bank account.
Archived
If I file bankruptcy, what impact will that have on my mortgage cosigner?
Jenny's answer
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Answered on February 23, 2015
Her credit will not be affected as long as the payments are made on time every month. You will need to list her as a co-debtor in your schedules...
How can I file bankruptcy without creditors going to my husband for money.
Jenny's answer
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Answered on February 13, 2015
Washington is a community property state. As such assets and debts acquired during marriage belong to both spouses. You could file bankruptcy...
Archived
If i'm sued by a credit card company for being delinquent do they have the right to garnish my wages?
Jenny's answer
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Answered on February 12, 2015
Regarding the credit card, if there is a judgment against you, then yes the credit card company can garnish your wages or bank account.
Archived
Hi I filed a Chap 7 and got a discharge. I had several mortgages. Now, 8 months later, I need to file a Chap 13 to stop
Jenny's answer
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Answered on February 12, 2015
When one files bankruptcy, all assets and all debts must be listed. You will be signing your petition under the penalty of perjury. Failure to list...
Archived
How do I find, or convince, an attorney to help/represent me pro bono with filing for Chapter 7 Bankruptcy in San Francisco?
Jenny's answer
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Answered on February 11, 2015
I agree with the prior attorneys, but I would also add that if you are still considering bankruptcy, contact the state bar association or county...
Archived
No friends or family. Feeling pressured into an attorney being guardian. Any advice?
Jenny's answer
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Answered on February 11, 2015
Who you appoint as your POA should be someone you can trust. You should not be feeling pressured to select a specific person.
Archived
If I owe an out of state judgement for a residential eviction and I do not file a USPS forwarding address,
Jenny's answer
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Answered on February 11, 2015
Be sure to include your previous landlord in your schedules and his/her address and the firm they used. You would have issues with getting a debt...
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