Personal bankruptcy while owning 50% of a business.

You raise several issues here that are unanswered by the question. 1) Do you have more than 50% total business debt? If so, you may qualify for a...

If you are resigning to let your son's Sallie Mae private loans go into default its my guess that the balance and monthly payment must be...

Should I file chapter 13?

From your post it seems that you are trying to avoid bankruptcy or you would not be struggling with all this pressure from the IRS, garnishments...

Can i convert from a chapter 13 bankruptcy to a chapter 7 bankruptcy

You have a right to convert to Chapter 7 that is almost absolute. The only thing that could prevent a conversion is making too much money. From...

MERS Mortgages Can't Be Foreclosed - Federal Judge Rules...What about in Washington State?

In WA state the MERS issues is sitll in flux. However, Judge Coughenour ( a federal judge in the District Court) recently certified a question on...

Behind On Hoa, Lien Place.....

HOA dues are big problem the laws in WA state are pro condo board. What this means is that Bankruptcy may or may not solve your issues with the...

What are the implications of having a creditor report 'account paid in full for less than the full balance' to the credit bureau

Paying off your second mortgage will affect your credit report. As the prior attorney said, the actual credit hit is unknown but the mark will be...

Adding debts and getting married before chapter 13 is discharged.

If you are certain that you will incur new debt from the medical procedure, you don't want to complete your chapter 13 and get a discharge. You...

Help! Creditors are coming after me for debt my ex-husband incurred in my name!

This is the worst kind of debt. Washington is a community property state which means that debt is community debt. Even if the state court awarded...

Law firm garnished bank account, under WA debtor creditor law should i have been served or given notice

They do have the ability to garnish wages and from your bank accounts... How much do you owe total? If you owe much more, they may continue to...