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Is it true that in Wa St. a borrower must provide written denial of mediation to lender before a trustee sale can be scheduled?
Edgar's answer
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Answered on December 06, 2011
The controlling law in WA is the foreclosure fairness mediation act as embodied in RCW 61.24 et. seq.
Essentially, the creditor is required to...
Archived
How long will I be able to stay in my house if I file BK? Foreclosure date is a couple of months away.
Edgar's answer
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Answered on December 06, 2011
If you file a Bankruptcy, that will stop the foreclosure sale date. The next option for the foreclosure trustee (the person who is conducting the...
Archived
I have a pending lawsuit against someone who owes me @ 40k, in the meantime I may need to file a personal BK.
Edgar's answer
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Answered on December 06, 2011
One in the hand is often worth two in the bush. The lawsuit for 40k may or may not succeed and that person may or may not have the money to pay...
Archived
What can I do about my mortgage company adding false late fees on my account?
Edgar's answer
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Answered on October 25, 2011
There are a couple of options.
First would be to give in and pay the amount. This is not necessarily a bad option as it is the least risky...
Archived
I have a 80/20 split conv loan. interest only 6.5% on 1st, 5 years arm on 2nd bank won't refi as we have no hardship...HELP
Edgar's answer
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Answered on October 16, 2011
There are a couple of routes you could go here.
First, would be to look towards the predatory lending angle if you feel that there was some...
Archived
I gave my ex-wife the house in the settlement. She cannot make payments now and is willing to let it go into forclosure.
Edgar's answer
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Answered on August 23, 2011
I agree with the previous poster.
Another option would be to file Bankruptcy in order to remove those liabilities. This is a good option...
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My husband involved in bad business stock broker
Edgar's answer
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Answered on August 20, 2011
You need to pay for two consultations. One would be to a criminal attorney to help advise you of your rights. The second, would be a family law...
Archived
I have a house that is breing sold in washington state ona short sale
Edgar's answer
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Answered on August 16, 2011
As landlord, if you give proper notice under RCW 59.18, then the renters do not have the ability to deny you access provided your request is...
Archived
Can you please tell me what constitutes illegal collection activities by a collection service?
Edgar's answer
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Answered on August 15, 2011
From the facts you state, it most likely violates state and federal collection laws. I would certainly contact an attorney for a consult as to...
Archived
Can my landlord have right to charge me additional fee after I move out?
Edgar's answer
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Answered on August 15, 2011
I hate to use the usual stand by answer, but it applies here- it depends.
This is going to be a matter of evidence. Sometimes, an oral contract...