My Ex filed for a Chap.13 and the money owed to me was going to be discharged upon completion, but now she changed to Chap.7.

Unfortunately there is not a short answer to your question as it depends upon the basis and nature of the lien strip, you would need to have an...

I am being accused of bank fraud for online payday loans and was advised to hire a criminal atty. Is this a scam?

Most likely a scam based on what you have said.

Car dealership company issues, trying to collect down payment twice

As the plaintiff, they would have the burden of proof to show you did not pay. There also is likely the defense of laches (meaning they didn't act...

What to do when a Creditor serves you at the wrong residence?

The service should be ineffective. It would be easy to vacate the judgment if they try that route and they might be liable for attorney fees if...

Nearly 10 year old debt and calls for payment

Wait until they sue you, file a motion for contempt of the bankruptcy discharge. Settlement would likely be larger than the debt itself. You...

How can I get my student loans out of default and would this constitute as a malpractice situation?

Outside the box thought. If you are current, then you are current. They are probably desiring to accelerate the note. Contact them and ask them...

How do I remove my name from co-signed debt?

If you signed it, it is very unlikely there is an legitimate method to remove your name. There are other ways to resolve- bankruptcy, fight the...

I am looking for a possible attorney who handles collection harassment in the Lynnwood Wa area. Thanks, Daniel

From what you have described it is most likely a scam. Different scammers have been hitting local WA residents with this type of activity, but the...

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I am being harassed by a collection agency for a payday loan that has already been paid through a different collection agency

Collection agencies often re-age or change account numbers. Also, some unscrupulous companies will set debt they know has been settled or sell the...

I had a repo back in 2006 and the car was sold. I haven't heard from the company in years and now new company is treating me?

It is a wait and see. If they sue you, you claim statute of limitations as a defense. If you are concerned about your rights under the Fair Debt...