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Denise S. Kuhlman

Bankruptcy and debt Attorney at Bothell, WA

4.9   18 reviews
Free consultation Virtual consultation available
Free consultation Virtual consultation available
  • Licensed for 34 years
    State WA
    Acquired 1989
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Denise

Learn Denise’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    This office offers advice concerning debt and collection issues. We represent debtors who are overwhelmed by consumer or small business debt.

    27 years, 200 cases

  2. Estate planning
    This office assists with estate planning, including preparing wills, trusts, powers of attorney and health care directives/living will. Give us a call to arrange a consultation.

    10 years, 100 cases

  3. Chapter 13 bankruptcy

    27 years, 50 cases

  4. Chapter 7 bankruptcy


Welcome to the Kuhlman Law Office. We are a Consumer Bankruptcy and Estate Planning Law Firm established in 2010 by Attorney Denise Kuhlman. Denise has been practicing law for over 30 years and has helped individuals and families in financial crisis explore bankruptcy options to protect their interests and get a fresh start. Attorney Kuhlman also provides estate planning legal services to protect your legacy and assets, reduce your tax liability and minimize your time, if any, in Probate Court.

You Can Overcome Debt That Seems Insurmountable
When you're dealing with a large amount of debt, it might seem like you'll never pay it off. But you have options. Kuhlman Law Office, PLLC offers Chapter 7 and 13 bankruptcy services to residents of Bothell, WA and surrounding areas.
Declaring bankruptcy is not for everyone and Attorney Kuhlman will be the first to tell you if you should explore other options. She strives to protect you from the stress and heartache of insolvency, Attorney Denise S. Kuhlman can function as your Chapter 7 bankruptcy attorney, Chapter 13 bankruptcy attorney or negotiate lower payouts with your creditors, Bankruptcy can be part of the solution. Denise will walk you through the entire process, and answer any questions you have along the way so you can feel confident in your decision.

Wills, Trusts and Estate Planning
The State of Washington has laws in place to determine how estates are handled after the owner passes away or becomes incapacitated. You could leave your care and your assets up to the state, but wouldn't you prefer to create your own plan?
At Kuhlman Law Office, we take time to listen and understand our client’s concerns, and customize solutions to help our clients reach their desired goals. We provide comprehensive estate planning services that will guard against the expected and the unpredictable life events, help avoid probate, and leave instructions you feel confident about. Call us today to schedule your consultation.


AV Preeminent Peer Review Rating


Kuhlman Law Office PLLC
22722 29th Dr. SE, STE 100 SMB 149
Bothell, WA, 98021


4.9 / 5.0
  18 customer reviews
5 Star
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Posted by anonymous | February 10, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Excellent and painless process!!! Denise kept us informed about the progress of the case. This case was little complicated but she handled pretty well. She was very responsive towards our questions whether phone calls or email. Thank you Denise for everything and now we can start a new chapter of our life!!!
Posted by anonymous | December 15, 2016
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
So glad I contacted Denise Kuhlman!
Denise Kuhlman worked as a consultant helping me navigate through a complicated bankruptcy process. Denise is extremely knowledgeable, professional and a pleasure to work with.
Posted by anonymous | November 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy Ch 7
Denise helped me for over 4 years before I could actually file. I didn't want to take a chance on losing my house because I had to much equity and the law finally changed this year that I could finally file. She is very experienced and always available to answer any questions or emails. She makes the process very easy to finally accomplish what you need done. Thank you again Denise!!
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Posted by Susan | March 20, 2019
This review is from a person who hired this attorney.
| Hired Attorney
The best, most responsive and easy to work with Lawyer ever!
I had to face a tough decision to file chapter 7 bankruptcy this last year. I had done it myself 12 years ago when I filed before and just remember it being a nightmare all around. Well I found myself facing a similar situation last year. I wasn't about to go down that road alone again. Denise was recommended to me by a friend at work going thru similar circumstances. And I couldn't be more pleased. I did a class online, filled out all the forms, went to court 1 time then did a final class online. a few days later my discharge was in the mail. so all in all a few months and done. Besides the bankruptcy she has also helped me over the phone answering some questions I had about an IRS debt and an old student loan. She is very knowledgeable of the law and will help with most situations. I recommend her whole heartedly! I also have to say she was extremely competitively priced as well. Which is especially important when you are working with such limited funds in the first place.
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Posted by Carol | July 31, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Highest recommendation
Denise helped me and my husband with our power of attorney and medical directives. She was thorough, professional, and clear every step of the way. Because we were so satisfied, we are now going to have her help us with our wills. The res she charges are reasonable and fair.
Posted by anonymous | July 21, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Estate planning
Denise prepared power of attorneys, durable POA for assets and medical decisions for my husband and I. She was prompt, answered all our questions, and provided information on updating our wills, which we are in the process of doing. She is only a phone call or text away and always provides the complete information needed.
Posted by Gary | December 3, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Well done
We really appreciated that Denise stuck with us over the year and a half or so it took us to work through filing. It was a difficult decision on our part, complicated by an unexpected inheritance. Her patience, and her overall handling of the case, was much appreciated. My only criticism was that I found some small discrepancies in our paperwork after she had reviewed it. She, however, was quick to rectify and keep us on track.
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Posted by Kathy | December 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Denise was great, she was extremely helpful in every way,very sympathetic with my sister Karen who has dementia. I am so glad I found her, she made everything as easy as possible! Thanks Denise you are great!
Posted by AJ | September 24, 2014
Help and Guidance for Difficult Circumstances
I have known Ms. Kuhlman for over 15 years. She works in a very difficult field of law, and yet she establishes an empathic relationship with her clients. One of her strengths is her ability to move clients along their dissolution path expertly in a reasonable amount of time to achieve the greatest benefits for clients. Ms. Kuhlman shows great compassion for her clients' personal and/or business circumstances. Ms. Kuhlman is well versed in her areas of law, and executes a custom tailored strategy for each client. I referred several friends and business clients to Ms. Kuhlman over the years, and I have received great thanks and accolades for making the introduction. I recommend her highly to personal and business clients who have a need for expert guidance in bankruptcy, foreclosure, and/or business dissolution.
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Posted by Ann | September 23, 2014
Superb Lawyer
Denise was the best possible lawyer that I could have found for my case. I am a Canadian and was a defendant in a bankruptcy/litigation case in the US, and In order to find someone to help me, I did a google search for lawyers in WA and found Denise's name, among others. Several mentioned they gave a free consultation but on sending emails to a few, I had only 2 responses, Denise's being one of them. Denise called me and we had a lengthy first conversation after which she went over what she could do for me. She suggested the best way to proceed yet gave me some options, going over each one of them in detail. The amount of time involved was mentioned and the fee structure explained. At every stage along the way Denise was professional and knowledgeable. She was easy to speak with and was kind and understanding of the situation, making me feel very hopeful of a positive outcome. She is a great listener and I was able to share my fears and anxiety without feeling I was being judged. Every phone call I made to her and every email sent, was responded to, if not in minutes, then by the end of the day. I was kept abreast of what was happening at every stage. Denise managed to settle my case with huge success, something that would not have happened or been possible if I had continued on my own. I am extremely grateful and I would recommend Denise to anyone, without reservation.
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Posted by Jen | September 17, 2014
Denise guided me through my bankruptcy with skill, responsiveness, and non-judgment. From the time of our first conversation, I knew I had someone on my side who not only had the expertise and experience to guide me through, but who would actually listen to what I had to say. Denise always made me feel that I was important to her and that she would be there for me. She responded promptly to my many questions, took the time to listen to my fears and concerns, and was able to explain the process to me in a way that I could understand. I never felt like I was alone, and I never felt like I was "just another client". I cannot thank her enough, and I cannot recommend her enough. She has what it takes to get the job done!
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Posted by Marsha | March 13, 2013
My experience with Denise S. Kuhlman has been excellent
Denise S Kuhlman is not only a highly intelligent, knowledegeable attorney, she is compassionate. She creates a safety net for a person who is unfamilar with the legalities of the issues at hand, one that allows a person to sleep better at night. I applaud her for her efficiency, knowledge as well as her humaness.
Posted by Aloha | March 12, 2013
Provided Competent, Professional Guidance and Services During Difficult Time
It was difficult to face that I needed legal help and action with my financial matters. Fortunately I obtained the assistance of Denise Kuhlman. During an initial consultation we talked about options and cost. Denise made the process as uncomplicated as possible with many of the forms and documents transmitted electronically. She was available for my questions and I felt confident that she knew not only the legal process involved, but also understood how bankruptcy can cause uncertainties, fear and other emotions. Denise was there for me every step of the way . Based on my experience with her professional service, I highly recommend Deniser Kuhlman.
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Posted by Robert | March 12, 2013
Awesome Attorney
Denise is a very helpful lawyer who kept me informed and even worked with me, knowing that I didnt have money at times to make payments and let me pay when I did. She is very nice too.
Posted by anonymous | February 27, 2013
Level headed attorney with a great amount of knowlege
I am having trouble with my bank going back on its promises. Having Ms. Kuhlman on my side has given me a lot of hope that the situation will be defused.
Posted by Sally Sue | June 1, 2012
Treated with dignity and respect.
I met with Denise Kuhlman to discuss the possibility of my filing a Chapter 13. Prior to our meeting she had researched for me the most current available options I may have to pay back my student loan debt. She provided me with a hard copy of that information at the time of our first visit. I appreciated her forthcoming information and knowledge about the process of filing for a Chapter 13.
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Posted by anonymous | May 18, 2012
Short Sell-Densie Kuhlman, Esq. is highly recommended!
On my initial free consultation, Kuhlman, Esq. was able to give me pointers on my case and estimated my overall fee (which with her skills amounted to be a reasonable fee.) Since I was being harassed by a company, hired from my bank loan, I was harassed by telephone calls and knocks on my door from various representatives. Denise Kuhlman, Esq. recommended that I telephone and write a letter to the assigned company, stating the Consumer Protection Act in the state of Washington. This Act protects the rights of the consumer and I had the right not to receive telephone calls or visit from their representatives. I asked the representatives from the collection company to send all correspondence in the mail only. This immediately stopped all the harassment. The collection company could not respond in writing for each individual case. They only had form letters, which I did receive. This advice alone was worth meeting with Denise Kuhlman, Esq. and I knew that I selected the right attorney. Next, Denisse Kuhlman, Esq. arranged a neutral mediator via the Department of Commerce, to assist with a final agreement. This was the next major event in my case, was to have a mediation appointment with the collection company's attorney, myself, and Denise Kuhlman, Esq. Denise assisted me with preparting the proper documentation. Kuhlman, Esq. was thorough in contacting the collection agencies' attorney prior to the appointment in order to make sure they would attend the meeting. Even though numerous telephone calls and messages were left, the collection agencies' attorney did not arrive at the appointment and did not telephone with an explanation. Therefore, the mediator concluded that the agency had findings in reagard to the mediation. The mediator indicated that the auction date for my condo would be delayed due to their actions (or lack therof). Kuhlman, Esq. not only stopped my harrassing telephone calls; but, she handled the mediation with professionalism and expertise. It gave me two more months in my condo to make moving arrangements and find a new place to live. The agency did reveal an attorney who Kuhlman, Esq. negotiated with for a new closing date (two months past my original date) and agreed to forego my balance owing on the condo-which was approximately $191,000, and a HAFA agreement which gives me $3,000 in moving expenses. So, let me make this clear, I did not have to pay the balance owing on my condo, totaling approximately $191,000!! There was no money owing at the end of our appointments. There could not have been a better outcome. In addition, Kuhlman, Esq. is still negotiating with the agency's attorney to award an additional $1200 for loss of mediation fee of $200 on my part and $1000 for legal fees that I paid for the mediation. Also, I did not want to go through a bankruptcy and because of Kuhlman, Esq. that is the case. I want to say that some cases require a bankruptcy and there are facts that prove it is the best route. In my case, it was not necessary. Throughout my case, which took one year to complete, Kuhlman, Esq. maintained a professional demeanor, discussed my options along the way, negotiated effectively with the opposing attorney, coordinated discussions with my realestate agent, and achieved above and beyong the outcome that I expected. If you have any doubts about Denise Kuhlman, Esq., I recommend her skills, talent, and foresight to anyone undergoing a bankruptcy, a shortsell, a died-in-lieu, a consultation with credit card agencies, wills, etc.
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Posted by Bob | November 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great attorney, patient, clear communication
I was referred to Denise, so glad that I was! I couldn’t ask for a more professional & patient lawyer to work with on my Chapter 7 BK. My case was complicated & lengthy on my part to submit to the court. Denise stayed with me thru to the end. Very satisfied with her professionalism & kind and caring manner during a difficult time in my life.
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  • Free Consultation 15 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 9.0 (Superb)

Work Experience

  • Owner
  • Kuhlman Law Offices
  • 2009 - 2017
  • DAT Attorney
  • K & L Gates
  • 2002 - 2009
  • Legal Project Manager
  • Voice Stream Wireless Corporation
  • 2000 - 2002
  • Contract Attorney
  • Garvey Schubert & Barer
  • 1996 - 1996
  • Attorney
  • Kuhlman Attorney at Law
  • 1996 - 2000
  • Contract Attorney
  • Merkel, Siegel, Friedrichsen
  • 1994 - 1996
  • Associate
  • Lane Powell
  • 1989 - 1994
View all work experience


  • University of Michigan Law School
  • JD - Juris Doctor
  • 1989
  • University of Wisconsin, Madison
  • BA - Bachelor of Arts
  • 1980


  • National Assoc of Consumer Bankruptcy Attorneys
  • Member
  • 2020 - Present
  • King County Bar Association
  • Member
  • 2010 - Present
  • Washington State Bar Association, Creditor-Debtor Section
  • Member
  • 2010 - Present
  • Washington State Bar Association
  • Member
  • 1989 - Present
View all associations


  • University of Michigan Journal of Law Reform
  • Associate Editor
  • 1988
  • University of Michigan Journal of Law Reform
  • Associate Editor
  • 1987

Attorney endorsements

Received (6)
Given (1)
Endorse Denise
Bankruptcy and debt Attorney | Dec 16
Relationship: Fellow lawyer in community
"I endorse this lawyer. Her services to the legal community are invaluable. I enjoy reading her responses here on AVVO."
Bankruptcy and debt Attorney | Dec 01
Relationship: Fellow lawyer in community
"I endorse this lawyer. Denise is highly knowledgeable and committed to getting great results for her clients."
Bankruptcy and debt Attorney | Aug 06
Relationship: Fellow lawyer in community
"I endorse this lawyer. Denise is a very responsible and conscientious attorney. She maintains a positive rapport with fellow attorneys and works to resolve issues with an efficient, genuine, and earnest demeanor."
Bankruptcy and debt Attorney | Jul 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. Ms. Kuhlman is highly knowledgeable in the area of bankruptcy. She is diligent in assisting her clients to provide everything necessary for a successful conclusion to the case. As the process can be stressful for the client, Ms. Kuhlman does her best to allay the client's fears. I highly recommend Denise Kuhlman."
Bankruptcy and debt Attorney | Mar 28
Relationship: Worked together on matter
"I endorse this lawyer. I have worked with Denise now on a variety of different legal matters for over 10 years and I have always been impressed with her knowledge and her ability to work with her clients. I often seek her advice with my more complicated bankruptcy matters. With bankruptcy, it is imperative that you get it right the first time, and Denise is known to all as getting it right every time. When you are looking for a bankruptcy attorney, you want the attorney that other lawyers in the community recommend their clients too, you want Denise Kuhlman."
Bankruptcy and debt Attorney | Mar 12
Relationship: Fellow lawyer in community
"I endorse this lawyer. Denise and I worked together for a number of years and I was always impressed by her professionalism and commitment to her clients."
View more endorsements
Bankruptcy and debt
Bothell Bankruptcy and debt Lawyer Denise S. Kuhlman
Denise S. Kuhlman
Bankruptcy and debt Attorney
Bothell, WA
Licensed for 34 years
Free Consultation
Virtual consultation available