When you file a Chapter 13, most creditors are required to file a proof of claim so that the trustee knows how much to pay. If your concern is...

Is it possible to have another attny file a motion for you if your hired bankruptcy attny won’t? Would like to strip 2nd mtg.

The value of the home for purposes of stripping the lien is determined at the time of filing. Although you can hire another attorney to file an...

Do the Deed of Trust and Note represent a contract?

The offer is to lend you money in exchange for a promissory note and security interest (aka lien) on your house. The deed of trust is the security...

Does declaring bankruptcy affect federal debts, like student loans or unemployment?

Generally, I have seen the state (WA) back off on unemployment overpayment after a debtor files bankruptcy. This definitely is a relief for those...

Mr. Dashiak is on point regarding when the SOL defense applies. If the complaint was SERVED or FILED before the SOL is up, then the SOL defense...

Are student grants and loans accepted as a means of income to file for chapter 13?

You can't rely on loans to fund your Chapter 13 plan. It is also difficult to incur debt while you are in a Chapter 13. In Western Washington, the...

I filed chapter 7 in 2008. I forgot to finish my post class on time so my bankruptcy isn't finished how can I get it finished?

You have to file a motion to reopen the case to file the debtor education certificate. Once the case is reopened, you can file the certificate and...

Can a collection agency attach my bank account when it's my wife who's being sued?

Technically, if the debt was incurred during the marriage, then it will be presumed a community debt. This allows creditors to collect from either...

I bought a motorcycle from a lady in march. And she was suppose to send me the title but ended up in jail.

Under WA state law, vehicle title is passed when the sale is consummated. Having a registered title raises a presumption of ownership, but it...

I had an accident and i'm about to settle this case but i think this is something wrong..

Well, it's simple math $7,899 x .3333 is around $2,632. So that sounds about right. It's possible that without an attorney, your offer would have...