My husband has worked for the same union almost 30 yrs. He has a good retirement pension, however, i do not know details. He is

Generally, a person has a couple of different options when they start receiving distributions from a retirement plan like this. The default, if...

A question regarding a settlement offer from a long term disability carrier

As Mr. Gold noted, your SSDI payments will go up over time, but most LTD policies do not offset the cost-of-living increases to SSDI payments. The...

Can a group health insurance plan that covers retired employees discontinue coverage if the retiree relocates out of state?

Normally, if this was a private employer's medical plan we were talking about, I would say that there's probably nothing you can do. Generally,...

My husband has just received a notice of termination from his employer. He is receiving disability benefits. Can they so that?

Unfortunately, this all comes down to company policy, and what you described is not at all uncommon. Typically, employers will leave disabled...

What is a normal reduction of lifetime LTD benefits when the insurance company cashes out your policy?

After reviewing hundreds of different LTD policies over the years, I have never seen a policy that gives the LTD carrier the absolute right to...

Am I entitle to use my long term disability insurance from work eventhough I was fired?

Your question is very confusing, and I really think you need to speak to an employee benefits attorney as soon as possible. It sounds like you...

Would I get declined for long term disability, if I own a house and 401k?

While I can't say with absolute certainty that it wouldn't matter, I have never seen a long term disability policy that factored a person's assets...

How can I dispute my benefit with a long term disability carrier? The contract is through my employer but issued by CIGNA.

Because you got your LTD coverage through work, your benefits are likely governed by the federal employee benefits law, ERISA (the Employee...

Will I lose my private disability insurance payments if doctor refuses to fill out lenghty forms says they are too time consumin

They might do exactly that. Technically, if the psychiatrist's written notes are detailed and specific enough about your problems, they should be...

You may want to have an insurance or employee benefits attorney check out the overpayment claim, too. It's not often, but LTD carriers do...