Archived
If I make a payment to a Dentist and they accept it can they still send me to collection if they say its not enough
Michael's answer
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Answered on October 14, 2009
I agree with the succint answer of Mr. Weiss but I suggest you discuss payment terms with the dentist/collection agency and request they enter into...
Archived
Can I convert Chapter 13 to a Chapter 7?
Michael's answer
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Answered on October 14, 2009
Although you moved out of state your case is likely still being administered in Minnesota by the chapter 13 trustee there - is that not where you...
Archived
Can a Chapter 13 be converted to a to a Chapter 7 if a second mortgage was stripped?
Michael's answer
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Answered on October 14, 2009
Although the other Answer posted is correct in advising you to look at the Order I can tell you from practicing in Oregon and helping people with...
Archived
Is it too late to file bankruptcy?
Michael's answer
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Answered on October 14, 2009
It is not too late to file for bankruptcy and protect your home. If you have fallen behind on the mortgage payments and cannot get caught up then...
Archived
Ex-wife is filing bankruptcy. Will our house be included?
Michael's answer
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Answered on October 14, 2009
If by "they" you are referring to a bankruptcy trustee then the answer will depend on how much equity is in the home. If she still lives in the...
Archived
Who owns foreclosed property between the time of a chapter 7 discharge and the auction date?
Michael's answer
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Answered on October 14, 2009
The filing of a bankruptcy operates as a stay to stop a foreclosure action from happening. If in this chapter 7 case the trustee determined that...
Archived
Can I get back the payments I made on my mortgage after I filed bankruptcy?
Michael's answer
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Answered on October 14, 2009
The short answer is No. The lender will not be under any obligation to return to you payments that you voluntarily made while in bankruptcy. In...
Archived
If I marry & spouse has bad debt/credit, am I liable for his old debt?
Michael's answer
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Answered on October 14, 2009
Liability on a debt is generally determined by analyzing the contractual relations between two or more parties - the borrower and the lender. If...
Archived
If you have a judgement against you for a credit card debt, Can they take you car and sell it to cover the debt?
Michael's answer
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Answered on October 14, 2009
I don't practice in Pennsylvania but in Oregon the answer is no and it is likely similar where you live. I have been doing this for 14 years and...
Archived
I have house for lease and a shop. If i do not pay debt can they take my shop? Will my debt clear after sol?
Michael's answer
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Answered on October 14, 2009
The answer depends upon the value of your assets. If you are leasing a house (thus you have a possessory interest) and have no ownership interest...
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