Archived
Can a collection agency still report the debt on my credit report even though I disputed the debt within the 30 day period?
Tim's answer
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Answered on January 23, 2012
After you disputed the debt within 30 days of receiving the agency's initial notice, that obligates the agency to stop collecting on the debt until...
Archived
How do I desolve a church corp that doesn't have any other members and can pay there bills?
Tim's answer
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Answered on January 23, 2012
This is a matter that does not lend itself to quick, off the cuff, legal counsel. The church should seek a consultation with a local attorney who...
Archived
77 year old man ripped off of 3K, recived a judgemnt BUT....
Tim's answer
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Answered on January 23, 2012
On the civil side of this matter, it sounds like the gentleman has already obtained a civil judgment in court and is now trying to collect on it. ...
Archived
Status of Limitations on credit card debt in Washington state
Tim's answer
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Answered on January 23, 2012
The statute of limitations on credit card debt in Washington is 6 years, pursuant to RCW 4.16.040. This was an unsettled question of law in...
Archived
How do I file a motion to stop garnshement of my bank account
Tim's answer
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Answered on January 13, 2012
It sounds like the credit card company issues a garnishment on your bank. This means that the credit card company will have the right to all of...
Archived
A divorce question: How do I get my name of joint credit line bank accounts without the bank reaching for my house?
Tim's answer
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Answered on January 12, 2012
If you have a line of credit through your bank, then they have a lien on your home to secure payment of that line of credit.
The bank could...
Archived
How do I remove Legal Financial Obligations out of collections?
Tim's answer
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Answered on January 10, 2012
The Washington courts do not have the ability to stop a creditor from suing you for an unpaid debt that is due and owing.
Moreover, once a...
Archived
Person filed bankruptcy less than 90 days after judgement. Is judgement still valid?
Tim's answer
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Answered on January 10, 2012
As others have pointed out, if the bankruptcy that the person filed had no assets to pay to creditors, then you will no longer be able to go after...
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