Archived
Vehicle reposessed in 2010 by collection agency. Vehicle sold.Another agency picked up debt and wants me to pay them balance.
Tim's answer
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Answered on February 25, 2012
This is confusing to many people. Bottom line is that you owe whatever amount you agreed to pay when you originally bought this car. When they...
Archived
Can a bill collector file a claim against you in September and wait to serve you in Febuary?
Tim's answer
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Answered on February 18, 2012
Steven above is correct that since you are about to file bankruptcy, you can really ignore this lawsuit. It will be stopped when you file on March...
Archived
Im going to sue T-mobile but I do not have money for a lawyer what should I do?
Tim's answer
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Answered on February 18, 2012
Based on the long history, and your frustration, I would advise you to seek a consultation with a local consumer law attorney. Most will provide...
Archived
Received requests for admissions/production in a debt collection case. Identified several problems... just send an objection?
Tim's answer
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Answered on February 16, 2012
It is difficult to get into this kind of detail over a forum like this. If you have viable FDCPA counterclaims against this creditor, then there...
Can a debt collector garnish my child support? What about being unemployeed & unable to afford to pay? Any thoughts??
Tim's answer
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Answered on February 14, 2012
To stop the debt from growing be sure that you have cancelled the service. Keep clear notes about the date/time that you cancelled the...
Archived
What are my rights with debt I feel I dont owe and can prove?
Tim's answer
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Answered on February 14, 2012
If the facts are as you say, then you should continue to communicate your dispute/defense. It is best to communicate in writing so that you can...
Archived
I am being sued for my late husband's unpaid medical bills.
Tim's answer
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Answered on February 12, 2012
Under Oregon law you are responsible for your husband's medical expenses, unless you were separated without intention of reconciling.
A free...
Archived
Pro se needs class action lawyer - similar to McCollough v. Johnson (2011) - FDCPA, active collection lawsuit ongoing
Tim's answer
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Answered on February 10, 2012
I strongly advise you to look up an experienced consumer law attorney in your area, and go see him/her for a consultation on this. Given the fact...
Archived
Medical bills for my son
Tim's answer
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Answered on February 10, 2012
Yes, you are likely responsible for this medical bill of your son. Look at Revised Code of Washington 26.16.205. It states that both parents are...
Archived
When a Promissory Note allows for interest at the Statutory Rate, how do you compute the interest on $50,000.00 4 years past due
Tim's answer
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Answered on February 07, 2012
The statutory interest rate in the state of WA is 12 percent per annum. This means $6,000 of interest will accrue each year until the debtor...
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