Should I get a lawyer?

Based on what you wrote above, there may very well be issues with how this debt is being pursued. I think it would be worth your time to invest in...

I agreed to Attorney Fee Arbitration through OR Bar Association. I have questions in regards to the collection process.

You are asking for very specific advice to what is clearly a nuanced situation. How much is the attorney seeking to collect? Tim L....

Generally, you may be able to negotiate a discounted settlement in exchange for one time payment (or maybe 2-3 payments). If you need a longer term...

What is the SOL for unsecured credit card debt in WA State? Does the SOL start with the original credit card company?

Washington state applies a six year statute of limitations on a credit card debt. That time period will run from your last voluntary payment on...

How can I change a default judgment that was entered to garnish my wages for credit card debt that SOL had run out.

Depending on how long ago they obtained a judgment against you, it is possible to file a motion to vacate the judgment. Your basis for doing so...

Can a medical bill be sent to collects after being paid on for 11 months and paying every month?

Yes they do have that right, unless there was a mutual agreement for you to make those payments. One cannot force a medical service provider to...

How realistic is it to protect assets from future foreclosure deficiency judgments? What should I do?

It appears they have already commenced the foreclosure process. If so, then you are surely personally liable for any balance left on the mortgage...

Can a doctor demand a larger monthly payment than what he has been accepting?

Yes, unless you have an earlier agreement with the service provider about the lower payment. Sending in payments unilaterally does not create...

Can I discharge my student loan along with my other debts with a chapter 7?

Is it private student loans, or federal loans?

I neglected to close joint credit accounts during or after my divorce (Mar. 2012) Ex charged $8800 and filed Ch.7. What to do?

It sounds like you are the victim of identity theft; in which case you should file a fraud claim with the bank. The specific facts of your case...