Can I sue Debt management company for ruining one of my credit card accounts with out me signing or authorizing them to do so?

To explore your potential remedies here you really should seek out a consultation with a local consumer law attorney. Most, including our office,...

How do we stop wage garnishment after debt is paid ?

If the creditor refuses to release the garnishment, then seek a consultation (typically free) with a local consumer law attorney. He/she can help...

Can I be charged with check fraud over an unpaid payday loan from 2007? This payday loan was taken out online.

to answer your question, it is VERY unlikely you would be charged with fraud. The collection tactics you describe are very shady, and it is...

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I got a summons and complaint on 8-16-13 for a vehicle that I did a voluntary give back to Ally bank, 1 year ago.

Nothing that you describe in your posting sounds "shady", though it is not possible for me to analyze your situation in this forum. If you believe...

I would like to get legal answers regarding credit issues and debts.

Based on the info you set forth in your posting, and on the stress that you are clearly feeling about your situation, I think you should invest the...

Do I have any legal footing regarding my medical bills and collections?

They do not have any obligation to accept a payment plan, they can expect payment in full. That being said, if your only income is from SSD...

Do I have to pay the filing fee of $240.00 to file a garnishment in King County Superior Court that I already have one in Alaska

Yes, you will need to file the judgment in Washington in order to enforce it in Washington. There is no avoiding this step. Best of luck, Tim...

In Washington state, if your original contract did not specify an interest rate, how much can a collection agency charge you?

Statutory interest in Washington is 12% per annum.

What is the Statue of Limitations on credit card debt in WA state. State-by-state charts indicate 3 years (revolving acct),

It is six years on credit card debt in WA.

I filed a Chapter 13 bankruptcy that is discharged. I was told a certain debt would be discharged after and it ends up it is not

Very interesting facts that you set out in your posting. As you know, this is a complicated area of the law, and there are many more facts that I...