How do I know if a court summons regarding a debt collection is legitimate?

You are on the right track to be seeking out answers now, but this forum does not lend itself well to a full review of your situation. I agree...

I'm being garnished and payments have been sent to the debt collector says there has been no payment how can i get proof?

If the collection agency is not able to satisfy you that they are processing payments received in good faith, and HR is certain garnish payments...

How can I get an unpaid vehicle debt that belongs to my ex-husband removed from my credit?

To best assess your rights, obligations, and options, seek out a consultation with a bankruptcy and/or debt collection defense attorney. Most of...

I have a alledged debt on my credit report that I deny I owe. Sent letter requesting validation that I owe them anything.

Why do you deny owing this debt? Is it an account you have never heard of, or more like an old debt that you recall but aren't really sure what is...

Sued by CA for an old credit card debt.

I agree that it sounds like you could benefit from another consultation with an attorney. A second opinion may be what you need to feel most...

Does filing chapter 7 reset the clock on the statute of limitation?

No. As such, it would appear that the private student loan is past the applicable six year statute of limitations. I would seek a consultation...

Is collection agency 'required' to give 'written' noticed of FDCPA? If they don't, does it waive my obligation to pay the debt?

What you describe does sound like violation of the FDCPA, but that is not the end of the analysis. I agree you should invest in a consultation...

If you stand any chance of addressing the ID theft that has already taken place, you need to take action now, that will include reporting him to...

Summons help?

You ask great questions, but the answers involve a thorough review of the particulars of your situation. You cannot get a satisfactory answer on...

Medical bill was paid by the insurance. I was served a judgement. How can they collect on the bill twice?

No, hospital shouldn't get paid twice for same services. Whether you were sued wrongfully or not, is a nuanced question that requires a...