I have slightly different take on your situation than the other attorneys. First, I am presuming that you have really been sued. If you have...

Is it legal in the state of Oregon for a debt collector to have an 18% interest rate on one's debt?

Under Oregon law, a creditor can generally charge 18% interest on a debt, only if the agreement underlying the debt expressly states that any debt...

How do i know what is best to do when sued by a debt buyer

You should contact a local consumer law attorney without delay. As you now know, you are the middle of a case with hard deadlines. You need...

Can a garnishment that happened once happen again without being served or a notice ?

Each time a new writ of garnishment is issued, the law requires that notice be sent to the judgment debtor, at their last known address. You...

I have dentist bills, and there was a few other. i took him to small claims and i won. but he wont pay. this was dec 6 th 2015.

Do you know where your ex-spouse works?

Is this liable 3rd party disclosure?

It is an odd situation, and I am sorry to hear that DCI did that. Based on what you say, I do not see what right Opti had to take money from your...

There is a nuance to this kind of situation. Let's presume, for a moment, that it is too late for the debt collector to sue you in court (because...

Never served a summons.

If you are correct that you were never given proper notice, then yes you have the right to vacate the judgment that was entered against you. Bear...

Can I remove myself from his debt even though we are married?

From the facts you put in your posting, it seems to me you may very well have a defense to liability, and perhaps affirmative consumer law claims. ...

Am I required to give a person opportunity to set up a payment plan before garnishing them?

Provided that you have a judgment entered against him for the fees, you do NOT have to give the person an opportunity to set up a payment plan. ...