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I have a lot of Medical debt, I do not have any savings, nor do I own property, should I consider filing for bankruptcy?
Michelle's answer
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Answered on June 28, 2013
I agree that you should consult with a bankruptcy attorney as soon as possible to discuss your options. You do not want to delay and face a...
Archived
Can my husband be garnished for my unpaid medical bills.
Michelle's answer
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Answered on May 10, 2013
It sounds as though you were married at the time you incurred the medical debt. In Oregon, medical debt is considered a family expense. This means...
Archived
After 30 years when a creditor says you owe debt but its not on record, is it a scam?
Michelle's answer
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Answered on April 30, 2013
This debt is likely past the applicable statute of limitations. I recommend you speak with a consumer attorney to help you identify the type of...
Archived
What's the total cost to file for bankruptcy including attorney fee and filing fee?
Michelle's answer
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Answered on March 14, 2013
I agree that it is difficult to quote a fee without knowing more about your specific case. Fortunately, most bankruptcy attorneys, including our...
Am I liable for my husband's medical debt in Oregon? Still happily married!
Michelle's answer
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Answered on February 28, 2013
In Oregon, a spouse is liable for the other spouse's medical debt, even if you never signed any paperwork agreeing to be liable. Even though you...
Archived
How can I buy some time on a wage garnishment in Oregon?
Michelle's answer
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Answered on February 20, 2013
Unfortunately, there really isn't anything you can do once a writ of garnishment has been served to slow down the process. other than to file your...
Archived
I received a summons from credit card company 1.5 months after the response was due...Did they already pass judgment on me?
Michelle's answer
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Answered on February 13, 2013
The date on the summons and complaint is largely irrelevant. The date you need to pay attention to is the date that you were served. If you...
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Archived
I owe $8,600 in credit card debt that has been assigned to a collection agency, should I file bankruptcy?
Michelle's answer
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Answered on November 26, 2012
There are many factors that need to be explored before anyone can tell you whether you should file a bankruptcy. From your brief description...
Archived
What should I do to stop garnishments because my ex wife was ordered to pay the debt by a judge?
Michelle's answer
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Answered on November 01, 2012
I agree with the answer above. Your divorce decree does not prevent the creditor from garnishing you. You should speak to an attorney about your...
Archived
Wage garnishments in Oregon, once served, does the employer send the garnishment respond form to the courts or the garnishner?
Michelle's answer
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Answered on October 25, 2012
After you serve your writ of garnishment upon the garnishee (employer), the garnishee has 7 days to answer the writ- identifying whether the...
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