Toyota Financial doesn't really want your USED car. If you don't sign the reaffirmation you won't be on the hook to finish the payments. For...

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Is there a way to keep my house given that I'm getting divorced, mortgage is underwater, and we have tons of credit card debt?

IF IF IF you qualify for a Chapter 7 after the divorce is done, you can wipe out the credit card debt and keep the house. However, you will need...

I am disabled living on disability social security and I want to file a chapter seven can I keep my car it is paid for, ?

Unfortunately, your IL attorney probably knows that your car is worth too much, and you could lose it in a Chapter 7: The formula is $$$$ current...

Yes, IF it is relevant to the divorce action. HOWEVER, you should not even try to do this behind your attorney's back. First of all, you won't...

My child was bit by the family dog

You should call your insurance agent.

Chapter 7

The credit card company has no access to your tax refund, unless they have a judgment against you AND you put the refund into your bank account. ...

I have a judgement against me and no income. How will this affect our filing our taxes jointly or should he file separately

A private creditor cannot garnish your tax refund directly from the government. However, once that money reaches your bank account, the creditor...

My husband cosigned a student loan for his niece whom we are now discovering at that same time fraudulently charged $20,000

As co-signor on student loan you are STUCK with this debt forever. They are slow, but eventually you will hear from the student loan creditor. ...

Can a lender take my car (not used as collateral) on a personal unsecured loan?

If that creditor has a judgment against you, he may be able to execute that judgment on your car. However, if the car has little value, he isn't...

My mother got a 1099-c for past credit card debt

Time to consult with a tax-preparing CPA. It depends upon what her TOTAL income, including the amount of the debt that was charged off, was for...