John P Bowles

My wife and I highly recommend John Bowles and the rest of the team at Bowles Fernandez Law firm. We had gotten ourselves in, for lack of a better phrase, a complete financial nightmare based on very poor legal advice from a Bankruptcy Attorney. One of the problems that arose from that bad advice w...as the recommendation that my wife file a quit claim deed turning her property ownership back to what she assumed was the primary lender since that is the company that all statements, correspondence and payments over the years had been going to. It turned out that another institution actually owned the loan which complicated our situation even more. So after over a year when we finally got before a bankruptcy trustee we found out that we could have never qualified for a chapter 7 judgment and a chapter 13 Bankruptcy would end up costing us more than if we just handled our financial debt through a debt consolidation company. Shortly after we backed out of the bankruptcy and had it dismissed the lawsuits from the first and second position lending institutions on my wife’s property started showing up. The primary lender was willing to allow up three months to try and sell the property to settle the debts against it. We quickly learned that that wasn’t going to be an option since now my wife had given up all ownership rights through the quit claim deed. At this point we had absolutely no idea what to do. We were already accepting of the fact that we would lose the property and at this point we really didn’t care, we just wanted to be done with the whole mess. Luckily, the Realtor that we were going to use to try to sell the property had other clients in similar bad situations like the one we found ourselves in and recommended Mr. Bowles based on very favorable results that other clients they worked with had once they retained Bowles Fernandez. Right from the start Mr. Bowles tried to put our minds at ease by explaining all the mostly negative aspects of the situation we had gotten ourselves into and even began brainstorming ideas that would help as much as possible, and we hadn’t even sent him a retainer yet. We could tell that he was pretty upset about situation the bankruptcy attorney had put us through and the unwillingness of the lending institutions to even consider working with us on a solution. At this point my wife and I just wanted this nightmare to end and were willing to just turn the property over to the banks. So Mr. Bowles changed his game plan from trying to help us retain our property to a position of getting us through this mess with no or at least as little further financial hit due to the foreclosure process. They made two excellent attempts at solutions with the second lending firm that, had it not been for the no win situation we put ourselves in due to the issues I described above, I’m confident would have worked. Even after this Mr. Bowles still didn’t give up on us and started the process of trying to protect us from any further financial burden due to a deficiency resulting from the foreclosure judgments. We found Mr. Bowles and his staff to be extremely knowledgeable, diligent and responsive throughout this process and regardless of the final outcome, we will always be thankful that we found him during this crisis because of the peace of mind it gave us knowing that we had someone capable, willing and able to fight for us. His willingness to be flexible on fee arrangements allowed up to continue fighting organizations with much deeper pockets than we had. I highly recommend John Bowles to anyone that finds themselves in a property foreclosure nightmare.

We have recommended John to others in similar situations. Our home was in foreclosure, and it was stopped. Our bank records were forged by the bank, when they lost the originals. We've been dealing with an insane modification, in which we needed legal help. Having John there as the intermediary has h...elped the process to be smoother. While it's still taken time, that was due to the bank. Sometimes he can't get back to us as timely as we would like, but all calls have been returned, the same or next day, and any information from the bank has been forwarded to us immediately.

John has been so helpful and professional handling a difficult situation I experienced with a loan servicing company for our home. John was referred to me from a trusted business professional to protect and represent me in what is right. John is extremely knowledgable and diligently has served with... the highest integrity. I absolutely respect John and know he expects fairness and demands the accuracy of the law for his clients. I have been confident with his representation and felt a sense of relief, especially in the difficult position my family has been agonizing through due to the devastating home market values and the improper treatment from the loan servicing company. The banks and loan servicing companies have unfortunately made many unethical decisions and have not upheld proper law. I discovered I am among many taken advantage of while trying to work directly with the loan servicing company to establish a reasonable and fair resolution. I trusted the loan servicing company and provided all they requested for an extensive period of time, but unfortunately they proved to be unethical and dishonest. I needed help. John Bowles has continually made great progress in working to restore what we respectfully earned and what we are honestly entitled to by law. John has gone above and beyond to represent us. The respect and high regard he has demonstrated towards myself and my family is admirable. He has gained my sincere gratitude.

Since the first meeting with John Bowles I have felt comfortable with his knowledge and understanding regarding the law and my legal rights. I feel he is working diligently to ensure the best possible outcome in my case. I feel very secure and well represented, when I have been in court. John has alw...ays expressed confidence and remains current in regards to the constantly changing legal system in his field of expertise. I would definitely recommend his services to anyone facing foreclosure issues.

I am living a miracle right now, because I hired John Bowles to save my house for me. My home went into foreclosure 2012 and escaped foreclosure 2013. I'm still living in my house, and my house is still mine, because of the Bowles-Fernandez law firm and staff. My home is in Eugene, Oregon, but ...no-one in Eugene was adept enough regarding my case, so a lawyer (here) recommended that I "retain a specialist", "the best", he said, and referred me to the Portland based firm of Bowles-Fernandez. (I am forever grateful to the attorney here in Eugene: what a stroke of luck to have had him counsel me!) John Bowles is kind, caring, efficient, competent, knowledgeable, masterful and, has been in my case, 100% successful. My life went from fear, anxiety and grief, to peace and hope, when I chose the "umbrella" of Bowles-Fernandez...any legal matter conceivable, I would want their advice. They are the epitome of the best of all that lawyers should be.