Can a garnishment be removed from public record if a creditor never served me papers in any form before obtaining a judgment?
Michael's answer
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Answered on February 21, 2014
In addition to the comments of the other attorneys, I would note that the law requires you to allege a meritorious defense in order to vacate a...
Archived
A collection agency recently contacted me offering a 50% settlement on a judgement against me from 2007. How do I satisfy this?
Michael's answer
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Answered on February 21, 2014
As Mr. Satterwhite mentioned, you would want to ensure that the creditor files a "Satisfaction of Judgment" with the Court in which the judgment...
Archived
My mortgage never reaffirmed after filing chapter 7 bankruptcy in Oregon? Will it affect our current credit to stop paying
Michael's answer
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Answered on February 19, 2014
Although I agree with the other attorneys' answers, I wanted to add that a foreclosure will not necessarily prevent you from purchasing a home in...
Archived
Can I force the sale of someone's property if I have a money judgment against them, and a lien is already on their home?
Michael's answer
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Answered on February 13, 2014
In addition to Mr. Smith's answer, I would add that if you, as a judgment lien creditor, foreclosed on the debtor's property, you would take the...
Can I be garnished for a debt that is over 10 years old?
Michael's answer
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Answered on February 12, 2014
In addition to the answers contributed by the other attorneys, I wanted to add one more point: If you are in fact sued on the debt, you have to...
Archived
Ok, now I have filed bankruptcy. I filed chapter 13. i was discharged. Now they're trying to charge my wife for some debts.
Michael's answer
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Answered on July 10, 2013
It sounds like your wife may have been an authorized user on your card. I have seen some cardholder agreements state the an authorized user can be...
Archived
The judge denied my Reaffirmation Agreement. Can I now Retain and Keep Current?
Michael's answer
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Answered on July 10, 2013
In Oregon, Judge Alley has ruled that if the debtor attempts to reaffirm the debt, but the reaffirmation agreement is disapproved by the Court, the...
Archived
I filed a chapter 7 BK, 2006 state tax debt was included, state still is collecting for the debt saying it survived my bk how?
Michael's answer
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Answered on June 26, 2013
In addition to the comments from the other attorneys, I wanted to mention that you would have the right to reopen your bankruptcy case to litigate...
Archived
I rec'd a bankruptcy 7 discharged on Aug. 2011, can my mortgagee take my home take my home away from me?
Michael's answer
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Answered on June 26, 2013
As the other attorney mentioned, your mortgage lender has the right to foreclose on your home if you do not comply with the terms of your loan,...
Archived
How do i get me garnishment lowered
Michael's answer
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Answered on February 08, 2013
Aside from the options mentioned by the other attorneys, you could attempt to negotiate an agreement where the creditor releases the garnishment...
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