Do you lose your equity in a free and clear vehicle owned by 2 people if 1 files bankruptcy?

To add to Mr. Berkus' answer, before a trustee can take and sell an asset jointly owned by one party in bankruptcy and another party, absent...

When is it OK to threaten arrest when paying off debt? 4 years ago my mother received a phone call if she didn't pay off my ...

It's a blatant violation of the FDCPA to threaten arrest over non-payment of a debt. If your father has passed away, why are they calling your...

Have had wages garnished from Nelson and Kannard. Can I negotiate a lesser lump sum payment?

You could always threaten to file for bankruptcy if they won't settle. Sometimes that works - other times the creditor says "Go ahead and file."

In addition to the other attorney's answer, I wanted to add that you should not believe any agency that claims it can have accurate information...

If you are trying to make a settlement on a credit card judgment is it

Also keep in mind the potential pitfalls of settling a debt, including the possibility of incurring tax liability. Here is an article I wrote on...

I filed a chapter 7 bankrupty in 2009. I have noticed my mortage co is not reporting my payments to the credit bureau.

Mr. Riddle is correct that it is too late to reaffirm the debt because the statute provides that a reaffirmation agreement must be entered into...

I may be the dissenting opinion here, but there are many cases holding that unpaid tuition constitutes a "loan" for purposes of discharge under...

What happens to my old wage garnishment levy?

I suspect that the creditor would have to re-serve the writ of garnishment to be able to get to your wages. I don't know what California law is in...

I loaned a man $5500.00 in 1985. He signed a promissory note with 10% interest. He never paid me. Is there anything I can do?

To add to the other attorney's comments, even if the statute of limitations has not expired, there is still the issue of collectability. You would...

A summary judgement has been placed on me. I rent and have older cars. Can they take my 401k or IRA investments?

To add to Ms. Morelos' answer, transferring titles to property could be one of the worst things you can do, particularly if you are contemplating a...