I have a judgement against a husband and his wife do both get to claim $35,000.00 (each) as exempt value on the residence.

It will depend on the homestead exemption law in your state. In Oregon an unmarried person can claim a $40,000 exemption and a married couple can...

Can I buy timeshare from Trustee?

The trustee will be willing to sell the timeshare to who ever makes him/her the highest offer. You can contact the trustee and let them know that...

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Bankruptcy chapter 7. If my home loan is listed and then I just stay current after the discharge, who is "on the loan"? Still me

Your property is still subject to the loan. The bank does not have recourse against you if you default. The bank will still have to satisfy the...

What are my options with my secondary loan when underwater on primary loan? Should I settle? declare bankruptcy to wipe it?

You should talk to an attorney that files chapter 13 cases. In Oregon a second mortgage is non recourse if it was taken out at the same time as...

Can I file bankruptcy as in individual even though I am married?

Yes you can file as an individual even if you are married. You should meet with an attorney offering a free consultation to see if this is your...

I lived in NY from 06/09 thru 03/12 but currently live in TX...can I file for Chapter 7 Bankruptcy in TX or must I file in NY?

You can file in Texas since you have lived there for more than 90 days. As stated by the other attorney your exemptions will be based upon New...

Does the form have to be filled out if the debtor does not own any property except clothes?

All of the forms have to be completed even if the answer is none. In schedule B debtor in this case would answer none to each catagory of...

Can I maintain a 15 year mortgage going into Chapter 13?

I have had cases where the trustee has argued that the home payment was unreasonabley high. In these cases we have been able to settle with the...

If I have filed a chapter 7 personal bankruptcy, can I sell my LLC business without permission from the court.

No, you can not sell the business unless the trustee abandons it as an asset in your case. All of your assets belong to the trustee once the case...

My ex-wife added a personal loan repayment (to her father) to the divorce papers. Is this enforceable? If so, how?

This type of domestic obligation would not be discharged in a chapter 7, but could be discharged in a chapter 13 unless it is in the nature of...