I am being garnished for a 22 year old open end account. Isn't that illegal ?

If you are being garnished that means they already have a judgment. Whether they can sue you on an open account that is 22 years old would depend...

Can I file bk on 1500.00 dollars of criminal restitution.

No, criminal restitution is not dischargeable in either a chapter 7 or a 13.

BANKRUPTCY IN 2010..NOT YET DISMISSED... I just won settlement claim (8K) for a damaged property claim - will I get the money

It will depend on whether the claim was a prepetiton claim and whether you exempted it. I am assuming you are in a 13 since your case will be open...

Can i still file bankrupcy if i just got a paper saying im being sued?

It is not too late to file. By filing you will stop the lawsuit from proceeding. Since you are not currently working you may not need to file yet...

I was told my income of $50,000 per year was too high to file a chapter 7, But how come people who make much more can?

Whether you qualify depends on many factors including the size of your household and the amount of your secured debt among many others. You need...

Who is responsible for the car payments in a ch 13 as I thought the trustee would be making the payments

What payments the trustee makes depends on the wording of the chapter 13 plan. The plan must have been written so that something else was paid...

Do I need to file any other paperwork> Will I lose my home>?

As long as you are current on the payments they cannot foreclose on you. You should discuss with your attorney the possible benefits and drawbacks...

My discharge date for my Chap 7 bankruptcy was 11/23/04,do I have to wait after that date to begin filing again?

You can file another chapter 7 , 8 years from the date the prior chapter 7 was filed (11USC 727(a)8). The filing date would be approximately 90...

My bankruptcy discharged in feb 2004. I need to file again but can't for 6 more months. Can I stop paying my credit cards now?

If your case discharged February 2004 it has been more than 8 years since you filed the prior chapter 7 and therefore you could file now if there...

If the property is not yours you do not have to list it in schedule "B" or exempt it on schedule "C". You should list it on the "Statement of...