Questions answered by Lisa Margaret Volquardsen

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Do I have to file a form? If so, what form? Or, will I hear from the Trustee before the court date?

Lisa's answer | Answered on April 08, 2016

Aloha. You do not have to go to court, you may attend by phone if you get permission to do so from the court clerk. But you should first try to...

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Am I still liable for corporate credit card balance even though I no longer have a corporation?

Lisa's answer | Answered on July 12, 2013

If you can no longer afford to pay it, you should speak with a bankruptcy attorney to see what your options are. In Hawaii, a corporation (or LLC)...

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I declared bankruptcy two years ago. I did not reaffirm my mortgage but have been making the payments each month and on time.

Lisa's answer | Answered on July 03, 2013

Assuming your case has been closed (perhaps check with your bankruptcy attorney) and the trustee did not plan to administer your asset, you are...

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I know filing bankruptcy is complicated, but is trying to convert from ch 13 to ch 7 to complicated to do pro se?

Lisa's answer | Answered on June 19, 2013

Converting is not hard - there is probably a form to do so on your bankruptcy court's website. However, that is not the end of the story. You...

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My housekeepers husband has ran up credit card debts ($30,000). When he dies is she responsible. They have only their house.

Lisa's answer | Answered on June 19, 2013

We would need more information than is provided here (how is title to property held, who is legally responsible for the debt, when was it acquired,...

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Will there be division of credit limit of credit card while divorcing?

Lisa's answer | Answered on June 19, 2013

If you are asking whether the credit limits on your credit cards will be divided between joint account holders after a divorce, the answer is no.

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Are back federal taxes or back state of Ohio taxes discharged in a bankruptcy?

Lisa's answer | Answered on June 19, 2013

While some taxes are dischargeable, the facts you present indicate that these would not be dischargeable. You should consult with a bankruptcy...

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What is a better state to file for bankruptcy?

Lisa's answer | Answered on June 18, 2013

There is no way to know whether you would even qualify to file in Florida if you are living in Colorado based on the limited information you gave. ...

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Disabled in 2009 and have payed my bills up until now ... my cards are so high I am having a hard time paying

Lisa's answer | Answered on June 17, 2013

Term life is not an issue. The cash value of a whole life policy IS a potential issue. Just one thing to add to my colleagues responses is to say...

Archived

Any recourse for a Judgment and Decree of Foreclosure for unpaid HOA Dues?

Lisa's answer | Answered on June 17, 2013

While a bankruptcy right now would wipe out this judgment for you, you would remain liable on HOA fees going forward. You can see how this could...

Lisa Margaret Volquardsen's Answers (60)

Do I have to file a form? If so, what form? Or, will I hear from the Trustee before the court date?

Am I still liable for corporate credit card balance even though I no longer have a corporation?

I declared bankruptcy two years ago. I did not reaffirm my mortgage but have been making the payments each month and on time.

I know filing bankruptcy is complicated, but is trying to convert from ch 13 to ch 7 to complicated to do pro se?

My housekeepers husband has ran up credit card debts ($30,000). When he dies is she responsible. They have only their house.

Will there be division of credit limit of credit card while divorcing?

Are back federal taxes or back state of Ohio taxes discharged in a bankruptcy?

What is a better state to file for bankruptcy?

Disabled in 2009 and have payed my bills up until now ... my cards are so high I am having a hard time paying

Any recourse for a Judgment and Decree of Foreclosure for unpaid HOA Dues?