Archived
If your lawyer don't reaffirm your house in 2010 an you find out in 2011 that he didn't what can be done to reaffirm now?
Gary's answer
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Answered on December 26, 2012
Your wife's attorney did exactly what he should have done. There is no reason to reaffirm. In fact it would be malpractice to have his client do...
Archived
My ex has filed chpt.13 twice and dismissed and has now filed a 3rd time to keep from paying my property settlement judgement
Gary's answer
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Answered on December 26, 2012
Based on what you posted, you MAY be able to move forward with foreclosure because there is no automatic stay if 2 prior dismissals in the last 12...
Archived
Slip and Fall injury and Ch 7 Bankruptcy
Gary's answer
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Answered on December 18, 2012
An amount that small would be easily protected under the "standard" Section 704 Exemptions if you used that system. The other system, sometimes...
Right to repossession or writ of possession
Gary's answer
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Answered on December 13, 2012
They can repossess forever. It is their car. You did not pay it off. But why give them a money judgment? Tell them to come get the car. Let them...
Why is it taking so long for my Bankruptcy to get started and I paid all my money and filed all the papers required.
Gary's answer
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Answered on December 11, 2012
Here is what BBB has to say about them. They have 253 complaints:
Complainants allege unfulfilled contracts, and inability to obtain refunds...
Archived
Tenant occupied rental property foreclosing- how to retrieve personal property?
Gary's answer
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Answered on December 06, 2012
I think the furniture is the least of your worries.
If you have more than one mortgage on the rental and the 1st forecloses, you may be liable...
Archived
I cosigned with my sister-in-law's student loan from sallie mae. my sister-in-law missed some payments and the lender's afterMe
Gary's answer
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Answered on November 21, 2012
You are in a lot more than a difficult spot. You co-signed or guaranteed her student loan. You are stuck. Student loans are NOT dischargeable in...
Archived
We are self employed and I was wondering if paying my yellow page advertising bill will be considered "preferential"?
Gary's answer
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Answered on November 07, 2012
DO NOT TRY THIS ON YOUR OWN. If you file and your business is not incorporated the bankruptcy Trustee WILL CLOSE YOUR BUSINESS. There are a lot of...
Archived
A creditor does not want to refund me money they had taken after I had filed for bankruptcy how do I get these funds?
Gary's answer
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Answered on November 06, 2012
First, they are crooks and you can expect them to try to keep your money because you are not represented. If they cashed it after filing and you...
Archived
I was sued by cc company,can i still request an settlement amount,and will I be taxed on the balance,per irs?
Gary's answer
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Answered on October 31, 2012
some go to each as the attorney is likely to be on a contingent fee basis. As to the settlement, that is up to the creditor and their attorney. You...
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