Am I responsible for my husband's credit card debt?

There are certain debts incurred by your husband that you can be held liable for. Those are debts for "necessities of life." Here though you are...

you are in the Eastern District of California Bankruptcy Courts. Based on the fact that you live in Folsom, your case would be filed here in...

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Chapter 7 California System 2 exemptions:

First, the new 703.140 exemption amounts went into effect JANUARY 1, 2013, not April 1, 2013. That is the tri-annual date for doing CPI...

While I agree with most of what the other attorneys have said, I would be concerned that you could be held criminally for incurring the debt. Also,...

How much home equity can a married person filing solo chap 7 exempt in California? I am under age 55 and we have 3 children.

A solo chapter 7 in your situation would be at least $100,000. Depending on your income, it could be $175,000. The equity that is exempt is before...

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My previous bankruptcy which was dismissed in 2009 was just reopened Feb 8, 2013. How does this effect my credit.

I agree with the other attorneys. HSBC would have no reason to "reopen" your dismissed case. They would have every reason to sue you for the HELOC....

I co-signed on a FHA mortgage. I must now file Chap 7 Bankruptcy. Can I remove my name from the loan and deed.

As the other attorneys have stated, your responsibility to pay the debt for the mortgage will be eliminated. However, your name does not come off...

How to answer motion to vacate entry of default and to reconsider approval of pro SE affirmation agreement ?

The first thing you want to do is talk to your highly experienced bankruptcy attorney. Oh wait...... you are your highly experienced bankruptcy...

WHAT DO I NEED TO DO BESIDES FILE A SCHEDULE F TO ALSO ADD CREDITORS THAT WAS MISSED WHEN MY BANKRUPTCY WAS ORIG. FILED?

All the other answers are spot on. However, the amount you were charged violates Eastern District of California Bankruptcy Court rules. The...

Can my employer term me if one of debt declared on bk is with them ? How long does it take a creditor to file a judgement ?

I understand your problem with attorneys fees. But would you hire the janitor to do brain surgery on you? You present serious issues in this...