If I hit a driver who only has his permit does that mean my insurance doesn’t have to pay for the damage I done to his car?

You've (hopefully) been paying insurance premiums since you started driving. One of the things you bought with those premiums is the expertise of a...

Should I seek legal representation from rear-end accident, insurance made first offer but I need more medical treatment

You should at least consult with a local lawyer to discuss your claim. Once you have that information you will be in a position to decide whether...

No, it is not against the law to hold your funds without a judgment. Your rights vis-a-vis your bank are defined by your contract with them and...

What do I do in this regard, I have no clue?

If you can prove that the glass was in the sandwich when you bought it, there would be an argument that the sandwich shop is liable for selling you...

You seem to have answered your own question - the contract is "binding" (quotations yours). That means you can't get out of it. Maybe you can...

Is this malpractice? Is there any recourse?

The facts you have provided indicate that your file was mishandled. The real question, assuming malpractice was committed, is how much you were...

When could I opt out? would the courts give me notification if this moves forward. I prefer not to be involved?

It is not at all clear what you're asking. Unless you provide at least some basic information about your question, it is impossible to provide an...

Can airlines refuse to swap you with a willing passenger that wants to give up their seat under exceptional circumstances?

Sounds like you and/or your friends purchased non-transferable airline tickets. In that case, no one but you can travel on your ticket, and you...

Postal worker bitten on someone elses property?

California imposes strict liability for dog bites. The dog's owner is responsible for any damages you sustained. Sounds like your damages...

How does one go about "sealing" a case?

Someone gave you bad information. Court records are public. If you would prefer for the information to remain private, you need to settle out of...