How can I stop harassing calls from payday loan company?
Mikalah's answer
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Answered on March 10, 2013
File a complaint with the Better Business Bureau.
Archived
Is a judgment in a condo fee foreclosure case discharged in a chapter 7 ?
Mikalah's answer
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Answered on March 10, 2013
HOA dues are dischargeable in chapter 7 if they were incurred before the bankruptcy.
Archived
How do i get a paid judgement removed, if the companies are no longer in business/unreachable?
Mikalah's answer
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Answered on March 10, 2013
Best option may be filing a dispute with credit agencies.
Archived
My mom is filing bankruptcy and i opened a checking account under her name but the card has my name on it can i keep my money?
Mikalah's answer
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Answered on March 10, 2013
The money in the account belongs to the account holders, unless it is simply being held there for another person. The fact that a secondary card...
Archived
I have 4 past due payday loans . The total amount is around 7,000 . Could you recommend a safe debt consolidation company?
Mikalah's answer
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Answered on March 10, 2013
Try finding low interest credit card that could be used to pay off the balance. CapitalOne.com usually has promotional rates for the first year of...
Archived
Will I be chased by the credit card companies backhome? Will I be a criminal by not paying the debt and leave for india?
Mikalah's answer
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Answered on March 10, 2013
American Creditors rarely pursue debtors in other counties unless the debt is significant. They may obtain a judgement hear to collect against US...
Archived
MY BANKRUPTCY CASE WAS DENIED AND NOW I WANT TO REFILE BUT CAN'T FIGURE OUT HOW TO RETAKE THE TEST ETC
Mikalah's answer
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Answered on March 10, 2013
Try another credit counseling company. For example abacuscc.org is a really good one.
Archived
I am filing bankruptcy, but my husband is not. The mortgage is in his name as well as the property.
Mikalah's answer
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Answered on March 10, 2013
Mortgages dont have to be reaffirmed. Non-filing spouses that are still living together should include their income and expenses on the means test...
Archived
How will using a confidential "Safe at Home" address in lieu of a residence address impact my bankruptcy case?
Mikalah's answer
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Answered on March 09, 2013
It shouldnt be a major problem just need to write a note in each relevant area of the petition and schedules that the other address is not provided...
Selected as the best answer
Archived
Our house in Ca was loss due to foreclosure in 2009. It had a line of credit as a second can they come after us for the money?
Mikalah's answer
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Answered on March 09, 2013
Yes as to the portion of funds on the line of credit that were spent after the purchase of the property.
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