Archived
I successfully got an exemption for a wage garnishment, and now the creditor levied my bank account.
Mikalah's answer
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Answered on April 14, 2013
Funds in a bank account may have a different source than the debtor's paycheck, so they require a difference exemption if one applies.
Archived
I'm in Ca and being sued by a credit card. If the court finds it in their favor, what can they do to me?
Mikalah's answer
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Answered on April 14, 2013
Garnishment of wages and levying of bank accounts are both possibilities.
Archived
How do I reverse a civil final judgment in 2006 which creditor now used against my Ch 7 reopened case. Judge discharged claim.
Mikalah's answer
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Answered on March 10, 2013
Judgements are not reversed because of bankruptcy. They are however not collectable.
Selected as the best answer
Archived
Filed Chapter 13 surrendering my home, no housing or moving costs for required home office and family were budgeted in plan.
Mikalah's answer
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Answered on March 10, 2013
Most Chapter 13 plans require that a certain level of debt payments be made. If you are unable to present a budget that is both realistic in your...
Archived
Am I responsible for credit cards that my husband obtained in his name only and has charged over $20,000 on
??
Mikalah's answer
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Answered on March 10, 2013
Unfortunately both spouses are liable unless there was a separate agreement to divide up debts between the spouses.
Archived
In 2009 we lived in PA and had a car repo'ed. In 2011 we moved to Fl and what r the statutes of limitations on debt in Fla?
Mikalah's answer
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Answered on March 10, 2013
Still liable for the debt if it was actually incurred, but creditor will have a difficult time enforcing or collecting the debt against out of...
Archived
Paid debt but they neglected to cash check.
Mikalah's answer
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Answered on March 10, 2013
Contact the receiver and ask them why it was not cashed.
Archived
What kind of attorney can help me?
Mikalah's answer
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Answered on March 10, 2013
Contact a local bankruptcy attorney for options on how to deal with this debt.
Archived
I need to settle a judgment.
Mikalah's answer
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Answered on March 10, 2013
Consider contacting the collecting entity and offer a 50% payout to settle in full. Or consider using a credit card with low interest to pay off...
Archived
How much time does a credit has to auction off a repossessed vehicle and not contact borrower for a deficiency payment
Mikalah's answer
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Answered on March 10, 2013
Listing the debt in bankruptcy and surrendering the car satisfies the obligation of the debtor. No further debt is collectable from the account.
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