I rec'd a Notice To Consumer or Employee filed by a collection attorney on behalf of a Credit Card creditor seeking documents .

A subpoena is a serious request as compared to a discovery request. Its possible that this resulted from your earlier failure to comply with...

My original school loan lender was Sallie Mae , after I was unable to make payments they referred my account to US dept of ed .

You're stuck with the negative reporting for a while but it will go away in a few years. In the meantime focus on paying on time which will help...

Does paying "charged off" accounts, restart the 7 year time frame on my credit report?

Paying a card off is a positive event on your credit so there should be no negative reporting for this.

Defendant being sued is a cross country truck driver so how do I serve him? If I win can I have his wages garnished ?

You need to personally serve in most cases. The site of the lawsuit is also an issue. Normally needs to be where the defendant lives but if the...

The IRS garnished my wages without any warning or option to pay. Is this legal?

Unfortunately the IRS can garnish wages without ever filing a lawsuit. However, if you call them up and set up a payment plan they will usually...

No idea who to contact to see if resolved or not, and to get it off my credit report????

Contact the credit agencies, equifax, transunion, and experian. You can investigate, challenge, and monitor your credit through their websites.

Soft inquiries are credit checks initiated without your consent so the credit agencies do not lower your score fore these. Hard inquiries are...

Collection Agencies and Privacy Laws

The Fair Debt Collection Practices Act, which is available online, sets forth consumer rights against collection efforts by creditors.

Contact a local stock broker and request the information.

I have been asked to forge an amount on a conditional lien release and sign it. What are the consequences of this for myself?

Do not forge anything. It's against the law.