Archived
Can a company (not have money) hire contractors not pay them in the hope of get funding and declare bankruptcy?
Cindy's answer
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Answered on May 04, 2018
To the extent you believe the contractors were hired with the expectation that they would not be paid, you should talk to an experienced bankruptcy...
Archived
Can a mortgage service charge more attorney fees while the trustee is sending payments towards the mortgage and arrears account?
Cindy's answer
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Answered on May 02, 2018
The local mandatory plan in Sacramento provides for how fees are to be applied. There are also rules regarding claims for attorneys fees. You...
Archived
What course of action do I need to take ?
Cindy's answer
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Answered on May 01, 2018
Have your chapter 13 attorney contact the creditor and demand title. Your attorney will know what penalties and damages that may arise from a...
Archived
Will bankruptcy court accept my paperwork one day later than the extension allowed to file the remaining paperwork??
Cindy's answer
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Answered on May 01, 2018
For some courts dismissal is automatic if you miss the deadline. If you can file a motion for another (very short) extension, you can do that. It...
Archived
Do you include student loans to Schedule E/F of Chapter 13 if you have not yet began making payments on it?
Cindy's answer
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Answered on April 30, 2018
All debts, whether currently payable or not, should be listed in your schedules. Student loans would be general unsecured debt listed in schedule...
Archived
What does "CP" mean WRT to a house down payment?
Cindy's answer
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Answered on April 29, 2018
This is not a chapter 13 question. This should be under family law. That said why don't you ask your attorney this question?
Am i allowed to keep the child tax credit portion of my income tax while in a chapter 13 bankruptcy?
Cindy's answer
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Answered on April 28, 2018
What does your plan say? Thou should discuss this with your lawyer, as he can explain the local requirements and how they affect your plan payments.
Archived
Can I file a new UCC1 if person has filed bankruptcy? Do they expire??
Cindy's answer
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Answered on April 26, 2018
There is a great deal of ambiguity here, so it's difficult to anticipate the answer to the underlying question, but the answer to the initial...
I filed BK and my husband did not. We own a home and I did not reaffirm mortgage during BK. How can I be added to title/deed?
Cindy's answer
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Answered on April 26, 2018
As stated by prior counsel, no: the bankruptcy did not remove you from title, it discharged your personal liability on the debt on the property. ...
Archived
Can I exempt net proceeds made from sale of condo in California using a wild card/homestead exemption BEFORE filing Ch. 7?
Cindy's answer
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Answered on April 25, 2018
Without knowing all of your other assets, it's impossible to answer your question definitively. However, the California wildcard exemption would...
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