Can I apply for an auto loan if I have completed my ch 13 repayment plan but have not yet received my discharge?

Technically, yes, BUT: until you have received your discharge, you must obtain approval to borrow funds which would be paid from your budget or...

I bought a house, my son is a co-borrower, he wants to file chapter 7 bankruptcy will the house be a part of the bankruptcy?

Your son has an interest in the real property, which must be listed if he files a bankruptcy. He may be able to exempt his interest if he files,...

Credit debt in collections/ possibly be sued how affect my home, if pd current? But have equity?

I have to agree with other counsel. A consultation will get your questions answered. Most of your questions are very fact specific and should...

Can a 2nd Deed of Trust move forward with sale of property if the owner is absentee and Deed records are indeterminate on time?

The 2nd has no claims against the first. The second can foreclose on the deed of trust for the unpaid debt, interest, penalties and net...

Can a second mortgage issue a 1099 for forgiven debt if I previously filed bankruptcy?

As stated, if the debt was discharge in bankruptcy, in income for the debt should not be imputed to you. File three proper form regarding the...

Most ch 13 trustees have a website you can log into to check your payment history. Check your trustee's website. If you can't find the...

Does Homestead exemption protect my entire interest in community property home where total equity is $145K?

The court looks at the total value of the property, just as the mortgage does. As to how much equity you have, and how to protect it, you should...

How do I file for bankruptcy and how soon can the process be completed?

Contact a experienced bankruptcy attorney and discuss your situation. The attorney should be able to provide you with the information you need...

Your discharge covers all debt which was not reaffirmed, whether or not listed. If Wells Fargo wants to pursue you, AND they were not listed, they...

Affirmative Defenses in a Complaint as Plaintiff, not as a Defendant Answering a Complaint?

First, why would you file a complaint? Your creditor has limited time to file his complaint under 523 a 2, 4 or 6. Why wouldn't you wait and see...