Archived
Hi - this question is about my car that has just been totaled and I filed BK last year. This car was not reaffirmed under the BK
Cindy's answer
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Answered on August 22, 2018
Assuming you case has been completed and closed,(and the car was properly listed and exempted) yes, you can keep the funds in excess of the loan...
Archived
If I don't take ch13 offer will my claim be dismissed? can I negotiate (me or lawyer) for more? Do I have to hire bk lawyer?
Cindy's answer
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Answered on August 22, 2018
The plan is not a settlement offer, it is a statement as to how much she can afford to pay over 60 months. If you believe she can pay more, or...
Archived
Procedural question regarding adversary proceeding to discharge student loan debt
Cindy's answer
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Answered on August 22, 2018
With regard the private lenders, if they have not answered, you need to request a default and then file a motion for a default judgement against...
Archived
If I am filing for a debt settlement will it affect my wife's application to renew her green card?
Cindy's answer
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Answered on August 22, 2018
I'm not sure what you mean by "debt settlement." Do you mean a chapter 13 wage earner plan? Discharging your debts through chapter 7? Settling...
Archived
My husband owns home since 10 years b4 our marriage. Married 15 years. I alone am filing chapter 7 bankruptcy. Do I list/exempt?
Cindy's answer
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Answered on August 22, 2018
I'm afraid the answer is "It depends." Has any community money or your separate property been used to make payments/repairs/upgrades? Is there a...
Archived
What % or $ amount of wages could a law firm representing a creditor garnish? Would a BK help the debtor start fresh?
Cindy's answer
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Answered on August 21, 2018
Stacy should meet with an experienced bankruptcy attorney to discuss her situation to determine her options. There are too many variables to...
Archived
I have 2 installment loans and 3 payday loans in CA but I'm be moving to Arizona. Can I file for bankruptcy on them in Arizona?
Cindy's answer
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Answered on August 21, 2018
It shouldn't make any difference where you file to be able to discharge the debts, however you are required to file in the district where you've...
Archived
I asked earlier but forgot...
Cindy's answer
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Answered on August 20, 2018
I know of very few attorneys who will pursue reaffirmations on home loans, as they are unnecessary. As stated by attorney Steingraber, keep...
If I have a 100 percent plan in ch 13 and part of that debt is owed to family can I make additional payments to them ?
Cindy's answer
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Answered on August 17, 2018
So you want to pay off your family members faster? All your disposable funds should be paid into the plan. Generally paying anyone off faster if...
Archived
Do we get a statement of where our assets are distributed?
Cindy's answer
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Answered on August 16, 2018
Unless you are anticipating money back from the sales proceeds, I'm not sure why you care, but the Trustee will receive a percentage of the amount...
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