Archived
What % or $ amount of wages could a law firm representing a creditor garnish? Would a BK help the debtor start fresh?
Cindy's answer
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Answered on August 21, 2018
Stacy should meet with an experienced bankruptcy attorney to discuss her situation to determine her options. There are too many variables to...
Archived
I have 2 installment loans and 3 payday loans in CA but I'm be moving to Arizona. Can I file for bankruptcy on them in Arizona?
Cindy's answer
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Answered on August 21, 2018
It shouldn't make any difference where you file to be able to discharge the debts, however you are required to file in the district where you've...
Archived
I asked earlier but forgot...
Cindy's answer
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Answered on August 20, 2018
I know of very few attorneys who will pursue reaffirmations on home loans, as they are unnecessary. As stated by attorney Steingraber, keep...
If I have a 100 percent plan in ch 13 and part of that debt is owed to family can I make additional payments to them ?
Cindy's answer
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Answered on August 17, 2018
So you want to pay off your family members faster? All your disposable funds should be paid into the plan. Generally paying anyone off faster if...
Archived
Do we get a statement of where our assets are distributed?
Cindy's answer
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Answered on August 16, 2018
Unless you are anticipating money back from the sales proceeds, I'm not sure why you care, but the Trustee will receive a percentage of the amount...
Archived
A real property judgment lien still valid?
Cindy's answer
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Answered on August 16, 2018
The lien follows the debt. IF the debt was discharged before it could attach, it is fully discharged and cannot now attach.
Would catching up on back rent ($4k) be considered a preference payment if paid prior to filing chapter 7 bankuptcy? I got some$
Cindy's answer
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Answered on August 16, 2018
As long as you are catching up on rent to avoid an eviction, the Trustee is unlikely to come after the payment. It might qualify as a preference...
Archived
Chap 7 discharged.
Cindy's answer
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Answered on August 16, 2018
Your discharge covers the deficiency on the vehicle repossession if you did not reaffirm the debt. By California law, the creditor is required to...
Archived
Bankruptcy dismissed now bank wants to repossess my car after I paid to remedy all missed payments
Cindy's answer
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Answered on August 16, 2018
As Attorney Steingraber states a "charge off" is an accounting term. If you are current on your loan, keep making the payments and they shouldn't...
If my plan pays 100 percent (all fees included) do I need to include my student loans in the plan?
Cindy's answer
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Answered on August 16, 2018
As a debt, it has to be considered in the plan, however if you are in fact paying 100%, you may be able to list them as a class paid directly. It...
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