Archived
Are California's 703 exemptions on applicable in the context of a bankrupcty filing? In other words, could CA resident use
Cindy's answer
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Answered on November 25, 2018
CCP 703 is only available for bankruptcy cases. If you are not filing a bankruptcy, you must use CCP 704 and other non 703 exemptions
Archived
What happens if you can no longer pay your creditors in a chapter 11?
Cindy's answer
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Answered on November 24, 2018
You need to discuss this with your attorney. Without knowing your plan or schedules, it's impossible to say what can happen. A few of the options...
Archived
Can I get any kind of recourse from a Used Car Salesman for misrepresenting a bad car? And lying about price? Or interest rates
Cindy's answer
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Answered on November 21, 2018
While a bankruptcy would discharge the debt if you returned the car, there is nothing in your description which would lead me to think that's what...
Archived
My 78 yr old mother is filing chapter 7 bankruptcy. My mom was able to get one 2 week extension. Can I get another extension.
Cindy's answer
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Answered on November 19, 2018
Get an experienced bankruptcy attorney for your mother, that would be the best thing to do. If your mother is incapable of making decisions, the...
Archived
I file a chapter 13 Oct 09 2018
Cindy's answer
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Answered on November 17, 2018
In addition, you will need to file a motion to extend your stay, or it expires 30 days after filing. Contact an experienced attorney and file the...
What happens to any bonuses that I receive under chapter 7 or chapter 13?
Cindy's answer
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Answered on November 16, 2018
it depends upon your district rules and what your plan provides for, and sometimes whether the bonus is guaranteed or a one time payment. You...
Do creditors need to be notified if I'm in ch.13 plan and trying to obtain a home loan? (4.4 years in, have co-signer)
Cindy's answer
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Answered on November 16, 2018
New loans and changes to income and expenses need to be disclosed to creditors so yes.
HELOC in chapter 13
Cindy's answer
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Answered on November 16, 2018
You have asked this question before, and the answer remains the same. Talk to your chapter 13 attorney to discuss the procedure, as any loan...
In a chapter 7 Schedule J - for the tax portion - how much priority tax payment do I need to put?
Cindy's answer
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Answered on November 16, 2018
The Means Test, not schedule J, determines initial qualification for chapter 7 and length of chapter 13. The Means Test has its own formula for...
Archived
Refinance during Chapter 13 to buyout BK?
Cindy's answer
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Answered on November 14, 2018
Talk to your chapter 13 attorney, he will be able to advise you based on how many months left you have in your plan, what you are proposing to pay...
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