If Someone passes the means test in California, but have net disposable income income per month can someone still chapter 7 BK?
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Answered on September 27, 2020
The court looks not only at the means test which shows past history, but also the I and J to determine if a chapter 13 is the appropriate chapter...
Can I avoid a judgement lien in chapter 7 bk 8+ years after discharge?
Cindy's answer
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Answered on September 25, 2020
Assuming this was exempt property, probably. You will need to reopen your case, be prepared with evidence of the value of the property, and file a...
How likely will a discharge be overturned if the debtor lied about paying rent and left a creditor off and continues to pay them
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Answered on September 22, 2020
If she is not paying all of the expenses she says she pays, the proper parties to notify are her trustee and the US Trustee's office. If they...
Can you use the CA homestead exemption for an SBA lien on your house used as collateral for a business loan?
Cindy's answer
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Answered on September 17, 2020
This appears to be a revision of an earlier post. The homestead in California protects a certain amount of equity in your residence. Equity is...
Can you strip an SBA lien on your house with a PERSONAL chapter 7 or chapter 13 bankruptcy?
Cindy's answer
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Answered on September 16, 2020
Depending upon a number of factors, you may be able to strip a lien on your personal residence. Most important are the value of the house and what...
I have a no asset chapter 7, a adversary proceeding that is based on a fradulent creditor claim
Cindy's answer
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Answered on September 16, 2020
Its hard to see what the basis is for the creditors adversary. Are they seeking a bar to discharge? A determination their debt isn't...
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I have a renewed judgement against me for something I wasn't apart of but my car was, I want to buy a house, what is my option?
Cindy's answer
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Answered on September 10, 2020
IF your bankruptcy case was dismissed, the creditor would have a valid judgment, and you would have to either file a new bankruptcy, negotiate a...
After chapter 7 bankruptcy?
Cindy's answer
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Answered on August 29, 2020
When you filed, you should have filed a statement of intentions indicating you intended to either surrender, reaffirm or redeem the vehicle. A...
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Can I get my deposit back. ? I looked at a private seller who said the car was his uncle's
Cindy's answer
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Answered on August 28, 2020
You can sue in small claims. Bring everything you have in writing to support your claim for the return of the funds, including whatever add you...
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What are the courts doing under the cares act chapter 13??
Cindy's answer
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Answered on August 27, 2020
As stated by counsel above, you must already be in a confirmed plan, and that plan must have been confirmed prior to March 27. You can file a plan...
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