Archived
I am done with payments for my chapter 13 plan and have taken the required class. Do I have to do anything else?
Cindy's answer
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Answered on May 28, 2014
In the district the court would send you the certificate of compliance in blank. You would need to fill it out and file it. Beyond that, you need...
Can I do a deed in lieu of foreclosure after several years of a Chapter 7 bankruptcy and remain in the home till they foreclose?
Cindy's answer
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Answered on May 27, 2014
I don't understand what you husband being on the deed has to do with purchasing a new home. To the extent you were both on the deed when you filed...
Archived
What is the difference between secured and unsecured debt when filing Chapter 7?
Cindy's answer
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Answered on May 24, 2014
I agree with the other attorneys, but I'll go one step further. Please go get some advice from experienced bankruptcy counsel. This is a very...
Archived
As a renter not listed by name on the notice to vacate. If I file a Chapter 7 BK will that stop the lockout?
Cindy's answer
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Answered on May 24, 2014
As Mr. Elie indicates, while you have some options, in the long (or not so long) run, you will be needing to find a new place to live. I suggest...
Archived
Included house in bankruptcy 7 years ago. Finally walking away from the house. Can the bank come after me?
Cindy's answer
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Answered on May 15, 2014
If you did not reaffirm the mortgage, you have no personal obligation on the debt, therefore if they sought a deficiency claim stemming from a...
Archived
Mandatory Employer 401K in Confirmed Chapter 13
Cindy's answer
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Answered on May 08, 2014
You should talk to your bankruptcy attorney regarding the new job and how it affects your plan. It may be advisable to amend you plan to account...
Archived
As a president of a incorporation how do I stop a chapter 11 bankruptcy file by a stockholder.
Cindy's answer
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Answered on May 05, 2014
If all the other shareholders and officers agree the filing is a bad idea after you and they discuss it with experienced bankruptcy counsel, there...
Archived
I am creditor in bk court I filed motion for relief from automatic stay motion was granted .inaddition; I filed motion to oppose
Cindy's answer
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Answered on May 05, 2014
Is this Debtor in chapter 7 or chapter 13? If you obtained relief from stay in a chapter 7, the Debtor's valuation of the property is no longer...
Archived
Is a movant for Relief From Stay entitled to respond when Petitioner appeals Order Granting Relief From Stay? Should he respond?
Cindy's answer
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Answered on May 05, 2014
Aside from the general concensus that the Chapter 13 debtor has little chance of success in her appeal, there are too many legal issues here to...
Archived
Post BK 1099 Cancellation of Debt, and now threats of foreclosure
Cindy's answer
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Answered on April 28, 2014
While I agree with the other's answer in general, you need to speak with an attorney before you respond to the holder of the HELOC. It is possible...
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