Archived
How do I get my deceased parents Chapter 13 bankruptcy removed from my loan number in my lenders database?
Cindy's answer
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Answered on October 30, 2014
Your facts are a little confusing, but I assume that it was your parents who filed for bankruptcy, not you. They also, presumably listed their...
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Archived
After a ch 7 discharge is it better to do a deed of lieu or just stop paying and let the house
go into foreclosure.
Cindy's answer
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Answered on October 27, 2014
Depending upon how much of the debt on the house is the HELOC, you might also consider talking to the HELOC lender to see if you can buy out their...
Archived
Filled chapter 13 two years ago, lost job and it was dismissed , today received a letter Substitution of trustee, full Recon,
Cindy's answer
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Answered on October 24, 2014
I agree with Mr. Steingraber. Generally "full Recon" means they reconveyed the title, and are no longer asserting a lien on the property. Without...
Archived
Are gamble debts dischargeable thrpugh chapter 7 or 13? Which would be a better option for her?
Cindy's answer
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Answered on October 23, 2014
Aside from the issue of Nevada law raised by attorney Bunce, gambling debts are generally dischargable unless they meet the criteria of 11USC...
Archived
I am in a Ch7 bankruptcy Adversary Proceeding. I filed a summary judgment motion that was denied 35 days ago - can I appeal it?
Cindy's answer
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Answered on October 23, 2014
The only way to appeal a "non-final" order is to obtain leave of court. As stated by other counsel, you are highly unlikely to obtain leave of...
Archived
Chapter 7. Is it true that I can file again after 7 years since my first filing was in 2007? Someone told me rule was 7 yrs then
Cindy's answer
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Answered on October 20, 2014
When the rules changed they changed for all cases in the future, so the rule is 8 years, or 4 if you filed and obtained a discharge in a chapter 13.
Archived
Bankruptcy ch 7, list of creditors: Can a company that is no longer in business still collect a debt?
Cindy's answer
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Answered on October 14, 2014
Debts don't go away simply because the original creditor dies or is dissolved (the corporate version of death) The debt may be sold to a third...
Archived
Bnakruptcy CH 7: What if a creditor no longer has an active account number and now uses your ssn# for your account info?
Cindy's answer
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Answered on October 14, 2014
if you have no information regarding the old account number, check your credit report to see if there is an account number or a portion of it. If...
Archived
Is there a way to protect potential inheritance from chapter 7 bankruptcy. I need to file. Mom in poor health. I'm on her trust
Cindy's answer
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Answered on October 09, 2014
Unless the inheritance is small enough to fit within an exemption, you, personally, have no control over whether that inheritance would become an...
Archived
What are possible outcomes for common stock shareholders when a publicly traded company files Chapter 11?
Cindy's answer
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Answered on October 09, 2014
A chapter 11 is a reorganization of the business, which requires the business to either operate to repay debt or liquidate to repay debt. The...
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