Archived
I live in Ca. Have $80k cash & $80k schools loans. Can I cut a check and pay off loan and then spouse file chapter 7 solely?
Cindy's answer
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Answered on August 03, 2015
I agree with other counsel that there are significant issues depending upon the source of the funds, the creditor being repaid, the timing of the...
Filed BK7 pro se: How long do I have to surrender my car after my 341 hearing?
Cindy's answer
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Answered on August 03, 2015
The statement of intentions is just that intentions. You can change your mind and the debt will be discharged in the bankruptcy.
The Code...
Archived
Looking to absolve parents of student private loan responsibility
Cindy's answer
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Answered on July 30, 2015
Assuming your student loan is not dischargable, and more than you can pay off in a chapter 13, filing a chapter 13 will only delay a final day of...
Archived
I was discharged on a chapter 7 bankruptcy and two of the creditor is still reporting late payments on my credit report
Cindy's answer
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Answered on July 24, 2015
I am assuming that you returned the cars and did not reaffirm on them in your chapter 7, so they were not entitled to ongoing payments after the...
Archived
How long does it take generally once the trustee petitions to the Judge to vacate a wage order for Chapter 13 payments?
Cindy's answer
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Answered on July 24, 2015
The failure of a creditor to cash checks should have no effect on the Trustee's final report. The Trustee would deposit the unpaid funds with the...
Archived
Bankruptcy attorney
Cindy's answer
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Answered on July 21, 2015
Are you actually talking about a chapter 11 reorganization of debt, a chapter 13 income earner plan or a chapter 7. I ask because Title 11 refers...
Archived
“Hello, My meeting of Creditors is set for August 6 for Chapter 7 in Modesto. I need to Amend my schedule J and amend an address
Cindy's answer
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Answered on July 20, 2015
If you are using the ED CA form, you would check the second box, as you are not adding or deleting a creditor or changing the classification or...
Archived
Chapter 7
Cindy's answer
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Answered on July 17, 2015
This is a duplicate question. And again, the judge is not required to deny the claim, if the law does not support the denial. I believe I raised...
Archived
Before filing for divorce is a CH. 7 or 13 a good idea when spouse abandoned me?
Cindy's answer
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Answered on July 17, 2015
agree with attorney Benton. You should talk to a family law attorney before you take any other steps, because you need the information you say...
I created a Suzy Orman revocable trust. I am in the first year of Chapt. 13 bankruptcy. Can I still put my house into the trust
Cindy's answer
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Answered on July 17, 2015
I'm sure the Suzy ORman product is a real document, but the question is is it an effective document? I can sign a deed over to my cat and it's a...
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