Archived
Chapter 13 dismissal unreasonable delay I'm trying to get it remove off my Equifax credit report. It's been their for 8 yrs.
Cindy's answer
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Answered on September 02, 2015
Without going into the unlikelihood that you had nothing to do with the filing of the petition, it sounds like your credit report correctly states...
Archived
Ocwen notified me of receiving my ch. 7 discharge & said I am no longer liable for loan repayment, but lien remains. Now what?
Cindy's answer
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Answered on September 01, 2015
You are no longer liable on the loan. The debt remains secured on your house. I compare it to buying a house that already has a mortgage on it. ...
Archived
Which is better to filing for a business bankruptcy on a LLC Chapter 7 or 13?
Cindy's answer
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Answered on August 26, 2015
An LLC cannot file a chapter 13. Only live humans can file 13s. Further, unless the LLC has assets, a chapter 7 if of minimal value for an LLC,...
Archived
I have a garnishment out of New Mexico which I never had notice of court. Now they are garnishing my wages. Help please
Cindy's answer
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Answered on August 26, 2015
You have several options. IF you owed the debt, but just didn't get notice of the lawsuit, you could contact the creditor to try and negotiate a...
Archived
I filed BK 13 because I have arrears. My payment plan was confirmed. However, hijackers are using my case to stop foreclosures.
Cindy's answer
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Answered on August 26, 2015
To be cautious, I would file a pleading indicating that you have no interest in the property and request the motion be denied as moot. The real...
Archived
The debtor is the owner and the tenants will be evicted today.Eviction Judge awarded possession to owner any rights ?
Cindy's answer
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Answered on August 25, 2015
This appears to be a expansion of a prior question. If the chapter 7 of the property owner is already filed, and the tenant is only now being...
Archived
How can I transfer a credit card charge to the person who borrowed my credit card for medical purposes?
Cindy's answer
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Answered on August 25, 2015
Assuming the charges were all made while she was authorized by you to use the card, you are on the hook for the charges. If she continued to use...
Archived
Can the trustee prevent the debtor from entering his or hers home? Does the debtor have any rights ?
Cindy's answer
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Answered on August 25, 2015
I assume "Debtor" is the property owner , not the tenant. From your fact pattern I can't tell when the tenant was evicted nor when the chapter 7...
Archived
What happens if no objection is filed for relief automatic?
Cindy's answer
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Answered on August 24, 2015
You were leasing property to someone until July 2015. (commercial or residencial?) I infer from the fact the Sheriff was involved that you...
Archived
In a Chapter 13 Bankruptcy do I have to disclose all assets to disputed creditors?
Cindy's answer
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Answered on August 24, 2015
You are not disclosing assets to any particular creditor. You are disclosing them to all creditors, the trustee and the court. Please note, this...
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