I had 2 credit card companies file a judgment against me. Target 2009 citibank in may 2010. I filed ch 7 in October 2010

I am assuming that when you filled you did not own the property: that you are just now purchasing it. If so, there is no lien. Talk to your title...

I have a lot of debt and I need help. Unsecured and secured

As stated by other counsel above, a chapter 13 can delay the foreclosure to provide you time to refinance or modify the loan. As you clearly have...

Does this need to be reported to bankruptcy trustee?

Yes this needs to be disclosed if your wife is the beneficiary of the policy. Whether it's exempt depends upon what you claimed our were entitled...

Does a Chapter 13 Bankruptcy filed August 2012 prevent a current employee from filing an overtime claim against the BK employer?

It sounds like you started working for the debtor about the same time as he filled ch 13. Assuming that to be the case, your postpetion claim for...

I reaffirmed my car loan but the judge denied can i give the car back and when is it to late ?

To the contrary. You attempted to reaffirm, presumably on the same terms as the original loan. Many judges will deny such reaffirmations because...

As stated by other counsel: it all depends. There are a number of factors that can go into a challange as to the dischargability of debt from a...

Part 2: can a trustee and his lawyer be stopped in dividing a corporations assets in a ch. 7 BK?

You have a very interesting set of facts that seem to be part insurance law, part bankruptcy law and a smidgen of criminal law. You really need to...

Buying a home in chapter 7 bankruptcy from a trustee. Compared to a traditional sale, to what should I pay particular attention?

I agree that you should seek counsel regarding the sale who is familiar with real estate law and bankruptcy. A bankruptcy sale is always an...

Chapter 7 Bankruptcy transfer issue

Yes it is a transfer and may need to be disclosed (depending upon who you sold it to.) Is it an issue, unlikely. As stated by other counsel, if...

In a chapter 7 case do i need to file a motion to avoid lien for a case I lost where there was a money judgment against me?

It is not clear to me if the creditor filed an abstract of judgment in the county where you have your residence. If not, there is no need to avoid...