Archived
Prepaying the Trustee/Bankruptcy payments before the end of the planned years/months end of the plan? Is it allowed or not good?
Cindy's answer
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Answered on July 28, 2016
The 36/60 month minimum plan term is a requirement unless you are paying 100 % of your claims. In some districts the chapter 13 trustee MAY allow...
Archived
Do I qualify for chap. 7 bankruptcy?
Cindy's answer
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Answered on July 26, 2016
There is substantially more information needed to see not only if you qualify, but if it is advisable to file a chapter 7. Your debts, your...
Archived
Do I need to go to the court hearing after filing bankruptcy ?
Cindy's answer
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Answered on July 22, 2016
I agree with other counsel. The filing of the bankruptcy legally halted all collection efforts against you : the "stay." So that the state court...
Archived
Chapter 7 341a meeting tax returns
Cindy's answer
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Answered on July 14, 2016
The Code provides that you must provide the trustee with your last filed return. Even though you didn't file it, it sounds like Mom's has your...
Archived
About chapter 11
Cindy's answer
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Answered on July 12, 2016
There are too many issues here to answer whether a chapter 11 (or a chapter 13) would fix your problems. Income, Debts, Valuations, even if you...
Archived
When can a person file a second bankruptcy?
Cindy's answer
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Answered on June 30, 2016
Assuming from your question that you filed a chapter 7 in 2010, and depending upon which chapter you file, you need to wait 4 or 8 years. 4 to...
Archived
(Using my income) how soon after I file, do the bankruptcy professionals begin to decide how much and WHICH of my bills to pay ?
Cindy's answer
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Answered on June 21, 2016
I see many issues with your chapter 13 based on your question. You need to hire counsel to help you through the process.
It appears you filed a...
Archived
Can I use the official FRBP U.S. Bankruptcy Court "Amendment Cover Sheet" to delete a creditor from my Chapter 7 BK case ?
Cindy's answer
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Answered on June 18, 2016
Why? As indicated by others here, listing someone is usually not a problem, while NOT listing can be. Once you file, notice will be sent, and if...
Archived
Chapter 13 Plan Confirmation
Cindy's answer
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Answered on June 17, 2016
Is this the plan you filed with your original paperwork, or are you filing an amended or modified plan and noticing that hearing. The first is...
Archived
What can i do about this situation?
Cindy's answer
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Answered on June 13, 2016
In California your exemption covers a value in an item up to a certain amount. You don't exempt "a car" you exempt "X dollars of value in a car." ...
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