"Trustee final report shows total damages by all creditors to be 500K." Does this mean the Trustee has filed a final report and accounting? If so...

A "charge off" is an accounting procedure done for tax purposes. It is not forgiveness of debt. If they already have a judgment with few...

It depends upon the lender. You should discuss this with your attorney, as most are familiar with how different lenders deal with reaffirmations. ...

Not likely. bankruptcy discharges debt. It doesn't correct insurance classifications. If you were not at fault, you should contact the insurance...

A chapter 11 is a business reorganization. It is important that you file your claim. You may also want to join the creditors committee if you...

Are you asking if you can obtain a hardship discharge in a currently pending chapter 13? If so, Bankruptcy Code section 1328(b) would govern such a...

AVVO is a general question forum, and this is a very specific question. You need to discuss your issues with your attorney, or -- if you don't...

You can ask, although the new terms might not apply to a cosigner. The reaffirmation must be filed with court and approved by the judge in a...

I assume your case is a no asset case. Has the court clerk needs to sent out its Notice of No Distribution? That is the notice to creditors that...

I agree with attorney Rausa. We would need more information to determine your options. The first thing you should do is contact the bankruptcy...