Archived
Have a very old debt that has been granted a judgemnt of about $4k. I have no $ & hven't worked in over 3 yrs. Wat r my options?
Ruby's answer
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Answered on September 14, 2012
You can propose anything to a creditor. All they can say is "no" or ask for more. The creditor may or may not want to settle though because they...
Archived
Can i be sued from a loan in my ex-husbands name?
Ruby's answer
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Answered on September 14, 2012
Go to the court immediately to file an objection before a default judgment is entered by the court. You could see if there is a legal aid clinic in...
Archived
What's the lowest amount of debt i can have to file Chapter 7 bankruptcy in California?
Ruby's answer
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Answered on September 14, 2012
If your debt is low , you may want to consider trying to settle with your creditors if you have any money to offer. You can propose anything to a...
Archived
If i was already approved for a vehicle loan and filed chapter 7 with the court and signed loan papers at the same time what
Ruby's answer
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Answered on September 14, 2012
You are required to disclose all debts and all assets at the time of filing your Chapter 7. Generally, you would keep making the car payments...
Archived
Can a medical office send a negative report to credit agencies?
Ruby's answer
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Answered on September 14, 2012
It is possible, but would most likely be a mistake of recordkeeping on the part of the original medical office. The medical office's records may...
Archived
I just filed Chapter 13 to avoid a sale on my condo by the Association, clear out a 2nd Mortgage
Ruby's answer
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Answered on September 14, 2012
Run, don't walk, to find an experienced Ch. 13 attorney to review your case. It would be a shame if your case is dismissed for failure to file the...
Archived
How can a lawyer make his living by stealing -pure predatory old fashioned lying and stealing- and not go to jail?
Ruby's answer
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Answered on September 02, 2012
Most attorneys work extremely hard on behalf of their clients in the ever more complicated legal environment. However, whenever there is money to...
What form do I need to respond to an adversary hearing filing in a Chapter 7 case?
Ruby's answer
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Answered on September 02, 2012
Often, debtor defendants in an adversary have no funds to pay for an attorney. I suggest checking the law schools in your area to see if they have...
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