Archived
If my mother and I are on a loan but she filed a quitclaim off the deed. Can she file for bankruptcy to delay a foreclosure?
Ruby's answer
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Answered on October 25, 2017
You don't say how much time you need. You should run to consult a bankruptcy attorney who is experienced in Chapter 7 AND Chapter 13 cases. Your...
How Can I settle for a reasonable amount with Barclays credit card?
Ruby's answer
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Answered on October 25, 2017
You would have most likely had been in a much better negotiating position, with an attorney, prior to the suit being filed. That being said, I...
Archived
Is it legal
Ruby's answer
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Answered on October 25, 2017
This is why the banks have all they money. Call the bank to see if they will waive the late fee on the late fee balance. Make sure you have a...
Archived
What are my options?
Ruby's answer
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Answered on October 25, 2017
Order your free credit reports from www.annualcreditreport.com to see if any accounts are showing up that are not yours. You get a free report...
Archived
Could failure to pay chapter 7 filing fee in Michigan due to job loss. Can I be arrested?
Ruby's answer
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Answered on October 25, 2017
Yes, you can pay the filing fee in installments. You can even ask the court that the filing fee be waived totally. You can obtain the correct...
Archived
What can be done about outstanding parking tickets from three different California counties?
Ruby's answer
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Answered on October 25, 2017
I recommend checking on each of the counties. For example, Sacramento County has a Community Service / Alternative Sentencing Program. You would...
Archived
What are the Debt requirements to file bankruptcy chapter 7 in the state of California?
Ruby's answer
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Answered on September 14, 2012
The debts that can be discharged are debts that are owed at the time of filing. That is why the bankruptcy attorney wants you to owe her/him $0.00...
Archived
After many years of bad health I have accumulated thousands of dollars of medical bills which I am unable to pay.
Ruby's answer
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Answered on September 14, 2012
Yes, the medical system in this country is nothing to be proud of. Many of our clients have had to file for bankruptcy protection due to medical...
Archived
Bankruptcy: I give my Dad $150 a month for his meds. What kind of information do I need to bring to the bankrupt trustee?
Ruby's answer
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Answered on September 14, 2012
The bankruptcy petition would indicate the income and the source. Each trustee is different. The newer ones tend to ask for a lot of...
Archived
I am filing bankruptcy what is the best, most efficient and affordable way to do so without me having to get all the information
Ruby's answer
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Answered on September 14, 2012
We ask that clients provide any documentation showing what they owe, we get a copy of the credit reports, and we check another online source...
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