Archived
How can I establish that I am a tenant at an address at a writ of possession hearing when my name isn't on the lease?
Thomas's answer
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Answered on May 27, 2017
Please re-post this question in the litigation section of Avvo. You will get far more precise and helpful question from the attorneys in that forum...
Archived
Will reopening my bankruptcy case restart the 10 years on my credit reports?
Thomas's answer
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Answered on May 27, 2017
Generally no. The existing case will be reported, but not a re-opening of an existing case. However, it will be an uphill battle to get the court...
Do I stand a chance against this debt?
Thomas's answer
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Answered on May 14, 2017
They are suing you because they sold the debt off to a debt collector at a discount, and wrote off the rest of the debt as a tax loss. The debt...
Archived
The debt WAS discharged.....I paid my lawyer an extra $400 because the State contested the debt..the court said NO...
Thomas's answer
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Answered on May 14, 2017
I agree with the prior answer - this part of the debt is non-dischargeable as it arises from a portion of the overpayment that was a fine. It's a...
Archived
Negotiating a judgment
Thomas's answer
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Answered on May 14, 2017
I strongly recommend that you consult with a consumer attorney. There are many issues that this situation raises, and you need to talk in detail...
Archived
Do I have to pay a fee for a credit report to a loan officer I did not proceed with?
Thomas's answer
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Answered on May 14, 2017
Unless you expressly agreed to pay for it, then no. I don't see how they are going to force you to pay for it. And they would have to prove you...
Archived
Hi, just wondering if you can volunteer your pension funds not a 401k in bankruptcy
Thomas's answer
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Answered on May 14, 2017
For the purposes of funding a chapter 13 plan, yes, you can count pension income.
I strongly recommend that you retain an attorney for this...
Is it possible to collect a wage garnishment in Illinois on an individual who is a real estate agent and works on commission?
Thomas's answer
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Answered on May 14, 2017
Illinois law will control, and as the prior answers pointed out, it is likely you can collect against a 1099 employee. You may also want to record...
Merchant Cash Advance. Business debt. Debt
Thomas's answer
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Answered on May 14, 2017
I agree with the prior answers, the creditor can proceed against you and seek a judgment despite the context you described. The creditor is not...
Archived
Can anyone access your bank accounts, such as, student loans or government aid from the past?
Thomas's answer
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Answered on May 14, 2017
Generally the answer is no. If a creditor has a judgment against you, they can levy the account for the amount owed, and thus take money from it,...