You can file a motion for relief from stay, but it will be expensive. Trying to handle this yourself is a bad idea. It is a complex process to get...

What is likely going on is that Target has a judgment against you from a prior lawsuit, and they are seeking to enforce the judgment. To get a bank...

I don'd think a Judgment creditor who transferred an unenforceable judgment to debt buyer is enforceable.

You have to meet with an attorney for this problem. At a minimum, you have to send written correspondence to the creditor via certified mail to...

I agree with the prior answers. Especially the part about filing a BK petition yourself. If you have any significant equity in your home you run...

I agree with Mr. Gambrell's answer. There is nothing in the BK code that makes this kind of debt non-dischargeable as a matter of law. However,...

How long do we have to reach a settlement to close a Chapter 13 5-year plan ?

I agree with the prior answers that there is not enough information here to answer the question. The money that is being held by the Trustee is not...

Can new mortgage loan servicer deny monthly statements? Second, what recourse do I have when their payment ledger is inacurate?

The reasons they do not want to send monthly statements is that they are concerned about violating the automatic stay. Under 11 USC 362, a creditor...

Bankruptcy and garnishment

I agree with the prior answers. You must talk to an attorney right away. The lack of notice is a big problem, and the possible fraudulent conduct...

Will they find out where I work? What should I do at this point?

It is very likely that they will locate your new employer. Debt collectors employ investigators, research staff, and also use credit reports to...

Your best bet is to re-post this question in the Real Estate section of Avvo. This kind of problem is becoming increasingly common as property...