How can I prevent a creditor from reporting a negative item on my credit report?

Write them a letter stating you contest the debt, and demand they produce the documents supporting the claim. Don't call, or send an email, send a...

I received a bill from an engineers office stating I owe a debt. What can I do?

Starting a legal action about this is probably a bad idea. It would likely cost you more to fight it than pay it, and a very straightforward...

Request for documents?

I agree with the prior answers - the question can be inter-related in that manner. It can be frustrating because it often involves digging through...

I have to file a PC 1203.4 this week. Do I fill out the forms for that at the clerk's office and is there a court hearing?

Please re-post this question in the criminal defense section of Avvo. You will get far more precise and helpful question from the attorneys in that...

TThe collection agency won't work out a plan with me ? What do I do?

I agree with the prior answers. Contact the attorney for the collections agency, and work out a payment plan, and as part of that agreement, ask...

Can I pay off my car?

I agree with Mr. Burgess. Even though the car is outside the plan, you have to treat all creditors equally. If you pay off the car by making normal...

I am sorry to hear about this. I hate to hear these stories because debt collectors really do not see you as anything other than a target. The can...

I agree with Mr. Burgess - you need to talk to a BK attorney right away. The means test is a straitjacket that forces you into a formula that will...

Generally no - the account is a prepaid asset held by the bank, and they would have to find the account and take action against it. So if you are...

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Credit Card Collection, Civil Action Hearings in PA

I agree with Mrs. Draklan's answer. A consumer protection attorney will likely be able to give you clear answers and identify the specific actions...