Brian Barta

Chapter 7 bankruptcy allows you to wipe out unsecured debt (credit cards, medical bills and personal loans, etc.) while keeping all of your property. A Chapter 7 bankruptcy only takes a few months from the time it's filed until the closing date, and will leave you debt-free, except for secured debts you may have on your automobiles or residence. Importantly, your credit will recover within a few short months, resulting in a fresh start for you and your family.

Chapter 13 bankruptcy is an option that also protects all of your property but requires you to repay a percentage of your unsecured debt over 3 to 5 years. Benefits of a Chapter 13 include the ability to catch up on past due payments on your mortgage, income tax or property tax. Importantly, in Chapter 13 you may be able to strip off, i.e., get rid of the second mortgage on your home. For those dealing with harassment from the IRS or threats of foreclosure, Chapter 13 is the best choice.

Brian Barta has been providing caring, considerate representation to injured people and their families for 24 years. If you've been hurt in an accident caused by the negligence of others you can depend Mr. Barta to aggressively pursue your rights to recovery. There is no fee owed until damages are recovered, i.e., until you are paid for your injuries. Mr. Barta is a member of the Sonoma County Bar Association, California Bar Association and American Trial Lawyers Association.