What stops a creditor from re-attaching a stripped lien judgment from a Chapter 20 bankruptcy since there is no discharge?

Good answers from previous posters. However, I would like to add, that your previously filing discharged/erased you're personal liability. The...

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Credit Union wiped out my checking account, applied it to my mortgage - chapter 13 bankruptcy filed 2 days ago. Is this legal?

In my experience, Credit Unions think they are different than regular banks and they have done this type of "set-off" in the past on previous...

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After Ch.7 and auction, Chase is still billing for hazard insurance

I would send them a copy of your 341 Meeting of Creditors letter and a copy of the Discharge Order with a nice over letter informing them that the...

A question regarding Chapter 13 v. Chapter 7. Currently in Chapter 13 for the past 31 months (have 29 left). Need some advice.

You will need the help of an attorney to get this done, but it is possible to convert to a Chapter 7 if you qualify on the means test, the equity...

I filed bk & one of my creditors placed a levy & the sheriffs have the $ but won't release it w/o a court order. What do I file

1) Send Notice of Bankruptcy filing to creditor's attorney and send a copy to your bank and the sheriff in possession of funds; this should tip off...

Can you file a Chapter 13 within one year of filing a Chapter 7? How will it affect the Chapter 7?

If the time has lapsed for you to avoid the reaffirmation agreement - prior to the entry of a discharge, or within 60 days after the reaffirmation...

Will my post divorce joint credit card liabilities be dissolved if bankruptcy is filed?

Filing for bankruptcy, either a Chapter 7 or Chapter 13, will discharge your personal liability as to dischargeable debts with the Creditor (i.e....

I received a letter stating we were in default on our mortage and have 30 days to pay $5000. We are applying for a loan mod

This is a common concern among homeowners right now. The bottom-line is that you should file for bankruptcy protection while waiting for the...

Are variable annuities considered as exempt asset for chapter 13 bankruptcy in CA

Variable annuities are not considered exempted assets unless it is an ERISA-qualified annuity pursuant to 703.140(b)(10). All other types of...