Archived
Chapter 7 bankruptcy, what is best way 2 describe my separated non-filing spouse's vehicle which has loans only in his name?
Patricia's answer
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Answered on May 30, 2014
All assets, even those where you hold only an equitable interest (i.e. title not in your name, but it is community property so it is also your...
I have an eviction judgement, can they take my car or put a lien on it?
Patricia's answer
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Answered on May 30, 2014
If the judgment is also an award for rent owed, the creditor has a few options. They can levy your bank accounts, garnish your wages, and place...
Archived
I missed my exemption hearing by accidentally reading the date wrong. Is this fixable? What can I expect to happen?
Patricia's answer
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Answered on May 29, 2014
I am assuming you're talking about the 341 Meeting of Creditors? If so, and it's the first one you have missed, I would contact the Trustee...
Archived
How to make bank foreclose the rental properties after being discharged from CH 13?
Patricia's answer
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Answered on May 28, 2014
All the above answers are on point. Keep renting and collect the rent! You should pay the HOA fees to avoid any new accrual of debts though. ...
Archived
I was served a summons from a collection agency. Is it too late to try & negotiate to settle for less $.
Patricia's answer
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Answered on May 28, 2014
It's never too late to call and try. See if the creditor can work on a payment plan with you. Either way, you should file a response to the...
Archived
I got an email from a State college saying there is no Statute of limitations
Patricia's answer
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Answered on May 21, 2014
There's no statute of limitations on the collection of federal student loans. As 20 USC 1091a(a)(1) states: "It is the purpose of this subsection...
Archived
I'm being sued for medical bills that I never received bills nor collection notices.
Patricia's answer
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Answered on May 21, 2014
Your best bet would be to file a Response to the Complaint - before time runs out - laying out everything you just posted here. Attach the bills...
Archived
Student Loans
Patricia's answer
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Answered on May 21, 2014
Can a former University report me to a collection agency and sue me for defaulted loans at the same time? - Yes, creditors do this all the...
Archived
Can child support be extended to cover child in college?
Patricia's answer
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Answered on May 21, 2014
I agree with the above two answers, but wanted to share an article that I had read not too long ago which might help in drafting your response as...
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Archived
What is an assignment order for the debtor? How can it help in judge collection?
Patricia's answer
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Answered on May 21, 2014
An assignment order is basically a wage garnishment. If you have a money judgment against someone, you can collect on their wages by sending the...
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